“My company has just transferred me overseas. It’s a great opportunity, but what do I do about healthcare?” That is a question recently posed by a man who was promoted to head his company’s office in a major international city. The answer for him, and many other people living overseas temporarily or long term, is international health insurance

International health insurance offers high quality medical care at affordable rates. It can be applied to doctor’s visits, hospitalization, prescriptions, and other medical needs. Poilcyholders will enjoy the peace of mind that comes with knowing their plan will be accepted in countries throughout the world, so if a medical issue does arise they won’t suddenly be faced with thousands of dollars in medical bills.

There are two main types of this insurance: long term and short term. Long term is, as you might guess, designed for business travelers who intend to stay in another country for a long period of time. So if you are planning to live in another country for a year, for instance, this is the type of insurance you’d want.

If you are just heading overseas for a month, you’ll be more interested in short term. It does not offer some of the features long term does, such as coverage for return visits to your native country, or preventative medical care. So keep that in mind when purchasing. By closely comparing these two types of coverage and having a good understanding of what your needs are, you can pick the right kind for your situation.