This really depends on the policy. For example if your medical bill is $24,000.

Scenario 1:

After deductible, policy covers up to a maximum of $50,000.

Here your expense is the only the first $100 deductible.
Thus your final expense is only $100 while the insurance company will cover the remaining $23,900.

Scenario 2:

Deductible is $100 with Maximum coverage of $50,000.
Policy covers 80% of first $5000 then 100% to the policy limit.

So your expense is the first $100 deductible followed by 20% of first $5000, which is $1000. Thus your final expense is $1100 while the insurance company will cover the remaining $22,900.

Our insurance comparison engine allows you to evaluate different plans based on deductible cost.