When planning a short overseas trip to the U.S., most people do not stop and consider visitors health insurance, as it is not at the top of their to-do list. If and when the traveler does hear of visitors medical insurance, he assumes that it is too late and cumbersome a process to begin the day before departure. Many also worry about the costs, and whether it will actually be worth it.

First, the cost: Visitors health insurance is very inexpensive, especially considering the typical cost of healthcare in the United States. For less than the cost of a visit to a doctor, you can receive insurance coverage for a month.

As for the complexity involved in signing on, it is an extremely simple process. Typically, the process involves filling out a simple application form and making the payment. Most plans accept credit card payments, and coverage can begin as early as the day after the application is submitted.

With online payment and communication, it is possible to pay online and receive the insurance ID card via email as well. Many insurance companies also provide the option of online checking of claims, coverage, and other information pertaining to the insurance plan. So, there is really no reason to avoid purchasing visitor health insurance for travel to the US!