The US Department of State has issued its annual alert for Hurricane Season covering the Atlantic and Pacific Oceans and the Caribbean, plus the Gulf of Mexico. If you are planning a trip to these areas make sure you have international travel insurance and keep up to date with any alerts. Travel insurance is an essential, just in case you are unlucky enough to be affected by a hurricane.

The hurricane season lasts from June 1 to November 30. The Climate Prediction Center at the National Oceanic and Atmospheric Administration predicts an above-normal season in 2011. This includes a 70% chance of there being 12 to 18 storms, 3 to 6 of which are expected to be major hurricanes.

Travelers visiting places at risk of hurricanes should expect disruption should a storm hit when they are on vacation. Roads may become impassable, and the living conditions may deteriorate drastically.

The US Department of State will work to make sure US citizens are safe following a major hurricane. This includes helping with flights home and contacting loved ones. Travel insurance can also help with expenses due to a natural disaster such as a hurricane.