The need for the betterment of consumer protection is one of the main issues of the health reform that is the hot topic of the insurance segment in the US today. This is the first step to end the nightmare of highly expensive treatments required by the helpless uninsured patients for some costly illnesses. Such a practical and important step seems to be overlooked by the government during the overhaul discussions.

However, experts state that significant consumer protection measures have been taken that would secure them from being denied of coverage or end up in cancellation for medical disorders like cholesterol and cancer.

The premiums would henceforth not be based on the medical history of the person. But the charges for people old than 50 years old may be more than a 20 year adult. Small businesses may expect to benefit more by the overhaul measures. It may also result eliminating the insecure feeling of losing the insurance benefits due to leaving a job.

With Obama�s approach to the overhaul measures, new policies are expected to bring in standards in-line with the medical practises and also the lifestyle of people and also ensure that health insurance coverage is available for all the Americans.