Let Go of Fear with Travel Medical Insurance!

One of the travel trends that have risen through the years is adventure sports (with travel medical insurance helping to take care of that little nagging feeling of insecurity). While activities such as bungee jumping and skydiving were earlier on the itinerary of only the most intrepid traveler, many more are attempting these now. Some travelers even participate in these activities on a whim. If a traveler plans to undertake any adventure sport, then it is best to check whether their current travel insurance policy covers it and if not, they must purchase the appropriate sports coverage. One point to […]

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Travel with Infant No Child’s Play

When your international flight will include an infant, it is time for extra preparation. Before the actual flight, you’ll want to check whether your travel insurance policy will cover your baby as well. Remember that although your baby is dependent on you, she/he is still an individual and will need travel documents. First things first, try and check in early so that you can have your choice of seats available. Some airlines have bassinets for use, but not all do. Check with your airline beforehand about baggage allowance for your baby and whether you can bring your stroller onboard. For […]

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Picking Up the Pieces After Irene

As Irene has come and gone, airlines are still trying to figure out how much they will lose. With trip cancellation insurance, thankfully, a traveler doesn’t have to ask the same question. However, one question that most people with trip cancellation insurance have is: Now what? Usually, if your travel plans have only been postponed (and airlines usually offer an alternative as soon as possible) and you take up the airline’s offer, you will not be able to claim trip cancellation benefits. However, if you do have a legitimate claim, you will need to file a claim, typically by filling […]

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Europe Trip: Should I Purchase the Agent’s Visitors Insurance?

When you book your overseas trip with your agent, you might be offered a travel insurance policy as well. In some cases, especially with trips to the European Union, the agent may strongly recommend (or sometimes even unethically force you) to purchase an insurance policy from them. This is illegal. Remember that you can purchase the travel insurance that you need, and that you cannot be forced to purchase the plan from your agent. Also, however, remember that the European Union Travel Directive specifies that a travel organizer must offer you a quote for travel insurance “at the earliest available […]

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Weathering Travel with Visitor Health Insurance

Flights to the U.S. are full these days, with those trying to maximize time with their near and dear. The weather is fine by U.S. standards, but as a visitor, you must know whether weather will affect you, if the trip is to be memorable for the right reasons. First and foremost, visitors insurance is not merely a luxury, it is almost a necessity. Medical care is expensive in the U.S., and it is best to be safe than sorry. Second, keep in mind the weather of your destination. Pack appropriate clothing. Check the average temperature at the destination during […]

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Don’t Overlook Travel Insurance for Visitors

Summer’s the perfect time for travel, and U.S. residents may play host to friends and family from other countries as well. Most travelers to the U.S. may purchase visitors insurance from their home country for coverage in the United States. However, sometimes, the U.S. trip might also contain a detour to another country. It is important to ensure coverage for those trips as well. Let’s say Mrs. Gupta, who purchased health insurance for tourists in India, has arrived on a 3-month trip to the U.S., where her son lives. She has also planned a trip to Canada, where her brother […]

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Student Travel Insurance Benefits

When you are studying in the United States at college or university money is often tight. That’s why student travel insurance can help by offering a budget travel insurance option for your vacations and study abroad trips. The cost isn’t the only benefit to a special student travel insurance policy. Student travel insurance covers you for medical expenses, medical evacuation and accidental death & dismemberment whether your trip is for spring break, an educational retreat, a class trip or a vacation. Travel insurance for students is an economical way of paying for this essential coverage. Most student insurance policies require […]

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Safety Tips For Backpackers

Whether you are trekking around South East Asia or backpacking in Italy and France, you need to pay attention to your safety. First of all, worldwide travel insurance is essential. You can pick up reasonably priced world travel insurance policies for the amount of time you’ll be away. Plan your journey with the help of a good guidebook and the advice of friends who have also travelled. Book the first few nights’ accommodation in advance, particularly if you are travelling alone. Send your insurance details and other important information to your web email account so you can easily access it. […]

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Sending Money In An Emergency

Sometimes a friend or relative will get into trouble overseas or experience an emergency in a foreign country. If you need to get money to them quickly, the US State Department can help. However, travel insurance is essential. Encourage your family members to take out international travel insurance to help cover the costs of unforeseen problems. While the US Embassy can help transfer money, they cannot reimburse people for any money spent in an emergency situation. The US State Department, on request, sets up a secure account where you can deposit money. The person in trouble abroad can then contact […]

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Travel In Hurricane Season 2011

The US Department of State has issued its annual alert for Hurricane Season covering the Atlantic and Pacific Oceans and the Caribbean, plus the Gulf of Mexico. If you are planning a trip to these areas make sure you have international travel insurance and keep up to date with any alerts. Travel insurance is an essential, just in case you are unlucky enough to be affected by a hurricane. The hurricane season lasts from June 1 to November 30. The Climate Prediction Center at the National Oceanic and Atmospheric Administration predicts an above-normal season in 2011. This includes a 70% […]

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