Birth Tourism: U.S.Citizenship Loophole?

A birth tourist is a pregnant woman who visits another country, delivers her baby,, and then returns to her own country.  This type of tourism exists in many countries in different regions of the world.  It is driven by an assortment   of personal, social, economic and political reasons.  For the parents, these may include better medical care standards, no-cost or low-cost national health programs or circumvention of one-child policies.  For their children, having citizenship in another country and holding a passport issued by that country might provide advantages.  These may include a refuge in revolution or war times, avoidance of […]

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Relaxing Beaches and Adventurous Attractions Draw Visitors to Cayman Islands

When someone mentions the Cayman Islands, you might think of white sand beaches, tropical trees and snorkeling adventures somewhere far away in the middle of the ocean. But the three Cayman Islands aren’t all that far from U.S. shores. These charming slivers of land lie in the western Caribbean Sea just an hour south of Miami, Florida. The Caymans have become some of the most popular Caribbean islands, and not just because they’re close. The Cayman Islands’ Department of Tourism recently reported 2014 was the islands’ best year for tourism in more than a decade. The number of Cayman Island […]

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Climbing Mount Everest – The Ultimate Challenge

As the highest mountain peak in the world, Mount Everest in the Himalayas attracts many climbers from around the world who try to fulfil their desire of summiting a Himalayan peak, especially the Mount Everest.  Nepal is a premier destination for climbers with 8 out of 14 highest peaks in the world. As of now, there are 326 mountain peaks that are open for climbing and mountaineering in Nepal. Mount Everest has always represented the ultimate challenge for mountaineers and there has been an increasing number of mountaineering enthusiasts wanting to attempt a summit of Everest.   Climbing Mount Everest […]

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Glossary of Important Insurance Terms

Reading through an insurance policy brochure can seem like reading in a foreign language sometimes – all those terms and descriptions sound complicated and unusual. We’re here to put all you need to know about travel insurance into plain and simple language. And if you’re looking for good deals on international travel insurance, the best place to find them is online. Exclusions are the healthcare services or baggage items that are not included or covered on your medical travel insurance policy. Every policy has a different set of exclusions and the only way to learn about them is to read […]

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Travel Insurance Claims and Alcohol Consumption

Be careful if you overindulge when you are on vacation because being under the influence of alcohol could invalidate your international travel insurance. When we take out travel insurance for our vacation we often don’t think about how we can help protect ourselves from accidents and illnesses. Most of the time, when we claim on our travel insurance for medical treatment, the reason is beyond our control. But sometimes we do things that knowingly endanger our health – something an insurance policy may not cover. For example, if you are under the influence of drugs or alcohol when you fall […]

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Group Travel and Health Insurance

Organizing group travel can be a challenge. Getting everyone to sign up to the itinerary, agree to the destination, and be happy with the plans is tricky. Then you need to answer everyone’s questions, make sure everyone’s worries are taken care of and ensure everyone has the write documentation and has made the correct payments. As a group travel organizer you also have to consider practicalities like group travel insurance. Fortunately, group health insurance plans are available for small businesses, church groups, missionaries, and school and university groups. Organizing individual health cover for each person is prohibitively expensive and time […]

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Play Safe with Sports Travel Insurance

Are you a hiker, biker, bungee jumper or diver? Are you traveling abroad to raft on rivers, climb mountains or canoe on lakes? Traveling abroad to take part in sports and extreme sports can be a lot of fun. Increasing numbers or travelers are discovering the adrenalin thrills of extreme sports of vacations and for many people a vacation wouldn’t be complete without some sports action. But if you are taking part in sports and activities abroad have you considered whether you are covered for medical treatment and medical emergencies? Many travel insurance plans cover you for everyday activities but […]

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International Travel Insurance Protects Your Investment

If you have been saving for your dream vacation to an international location you have wanted to visit all of your life, you know exactly how much time and effort has gone into earning every penny. It may have taken you months to plan your itinerary and make all of the arrangements, yet in mere seconds, it can all be undone if an illness, accident, or emergency strikes. International travel insurance means that if your trip is disrupted, you can minimize any financial loss. That will make it easier to reschedule your trip, so that you can see your travel […]

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Travel Insurance Offers More Than Medical Coverage!

A visit to Africa can be extremely exciting. Africa is no longer the “Dark Continent” and tourism is one of the major earners for some of the countries there. However, there are also some places that are extremely dangerous. While help is required, your travel medical insurance can also jump in to help! While a travel insurance policy deals mostly with medical treatment when traveling, there are several other benefits too. Inpatient and outpatient care, including emergency medical services are covered by the plan, and pre-existing conditions are generally excluded. However, some of the additional travel assistance features include lost […]

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Sticking to Your Resolve on Vacations

A new year has just begun, and those of us looking back at the past year might have a list of resolutions ready. An international traveler who habitually traveled without travel health insurance might want to resolve to avoid skimping on travel insurance. A tourist who had a bad culinary experience may resolve to stick to tried and tested foods. But for most of us, it’s the battle of the bulge that takes center stage. For those who travel often, it is almost impossible to effectively watch what they eat. However, it is possible to watch where the food comes […]

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