After Graduation, What? OPT Insurance!

Students anywhere are always looking to save money; even more so, international students in the U.S., because they have less money to spare. While a student may be covered under international student insurance when a student, right after graduation, the plan will likely cease to cover him/her. A period of one year, after graduation, is called the Optional Practical Training period, and is used to gain practical knowledge in the field of study. Coverage during this period is possible through OPT health insurance. The OPT period generally starts the day after graduation. If there is an existing insurance plan, the […]

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OPT Insurance Protects Students During Training

Thanks to unprecedented economic difficulties around the world, job markets are more competitive than ever. So for international students hoping to land jobs in the U.S., OPT programs are more valuable than ever. For students fortunate enough to land these opportunities, OPT health insurance is an essential purchase.   Students graduating college no longer find themselves competing only against other recent graduates for jobs. Since so many people around the world have lost their jobs over the past few years, experience professionals are often looking at entry-level jobs. So students are strongly encouraged to get internships during school. International students […]

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OPT Insurance Best Option for Safe Training Period

If you’re an international student looking at graduating and enjoying your Optional Practical Training period, remember that to enjoy life on OPT, you need to ensure your peace of mind by purchasing adequate OPT health insurance. Once you graduate, you will not be a full-time student and your health insurance will also likely expire. That is in case you purchased international student health insurance through your college or university. If you purchased student health insurance from outside, you might still be eligible to continue coverage, or easily switch over to a different plan. Check that with your insurance provider. Since […]

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OPT Insurance and Graduation: Time for Rejoicing, Reminiscing, and Reality

With students all over the country planning for their big graduation day, OPT health insurance is understandably not the top priority for most students. There is a festive and nostalgic atmosphere on most campuses and for international students, the feelings may be even more intense. After all, they are now entering the big bad world out there. It is important for international students to understand that after graduation, international student health insurance will become invalid. The international graduate who is typically on the optional practical training period must look for appropriate insurance. The first stop might be the college’s international […]

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Ensure Employment, Insure Health for Summer

International students have a lot on their plate without having to worry about international student health insurance, especially right now, with summer just two months away. For many international students, this is a good thing, because it means that they can work on campus for 40 hours, compared to the 20 hours they are usually able to work during the fall and spring semesters. It is a good time to put out feelers to prospective employers within the campus. If you are an international student in a graduate program, it is a good time to gain both valuable experience and […]

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Why Should I Purchase OPT Insurance?

OPT health insurance may seem like an extravagance in today’s scenario, but consider it an investment well made. There is no law as yet that requires you to have health insurance while on the optional practical training period. Plus, it might seem like you are hale and healthy, and don’t really need insurance. Remember, though, that the basic principle of insurance is to protect against unfavourable situations. And falling ill when a student certainly falls into that category. If you think that OPT insurance is an expense you can ill-afford as a student, consider the following factors. Not having OPT […]

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Student Health Insurance Need Not Recede with Economy

The current economic scenario is making everyone think twice about every dollar they spend. Students, especially, have a tougher time taking bold decisions. For one, the job scenario is so fluid that an offer letter is no guarantee anymore. In the melee, it’s important that their student health insurance is not lost. Graduates who have no job or dependable insurance need not add to the nearly 15% of the population who are uninsured. There are affordable basic short-term health insurance plans that can help tide the graduate over until he/she can get full coverage. First, check with your current insurance […]

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I have recently started my OPT and no longer qualify for international student insurance. What can I purchase?

If you are on your OPT and not registered for full time classes, you are not eligible for international student insurance plans. You may also not be eligible for insurance sponsored by your employer. This leaves you in a vulnerable spot. Make sure you are protected by purchasing a OPT health insurance plan. OPT medical insurance offers coverage to students on their training period and can be renewed till they find employment and are covered under their employers plan. The OPT medical insurance plans offer coverage all around the world and may also limited coverage in your home country for […]

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