No Song and Dance About It: Group Travel Insurance

Gone are the days when people were only exposed to their own cultures. It is as common to see an African enjoying a western classical recital as it is to see an American enjoying a Bharatanatyam recital. The small, flat world has encouraged the exchange of not just currency, but also culture and the arts. Most of this is possible only because of artists traveling abroad from their home country. These art groups usually have a packed schedule, especially on weekends, and they will do well to consider group medical insurance, to be protected for the duration of their trip. […]

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Help From The US Consulate In A Travel Emergency

If you as an American citizen become ill or are injured when abroad, US consular officials can assist in certain ways. But ultimately you are responsible for medical and other costs occurred abroad, which is why it’s important to have comprehensive travel insurance. Travel insurance and trip cancellation insurance are essentials to help cope in unexpected situations. If you become seriously ill abroad the US Consulate can help in finding appropriate medical care and inform relatives and friends at home if you are unable to do so. A consular officer can also help arrange a transfer of money from the […]

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Fitness and Health For Expeditions

Voluntary expeditions to far-flung corners of the globe are increasingly popular with people who relish a challenge and want to experience something new. If your vacation is a jungle expedition, a trekking challenge or a voluntary project how do you keep healthy and fit? Essential preparations include making sure your travel medical insurance is current and high quality. If you’re travelling as a group you may have group health insurance in place. Train for the physical exertion of an expedition for weeks or months before you go – good levels of fitness will help you enjoy your experience. Make sure […]

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Water Safety Tips for Travelers

Everyone needs water, whether we stay at home or vacation in the Sahara. We may take the healthfulness of our water at home for granted. When we travel we’re likely to experience some less than sanitary supplies. Make sure you don’t fall ill after drinking and have to claim on your travel medical insurance – untreated water is a haven for viruses, bacteria and parasites. Buy bottled water, boil water, distil water or purify water before it passes your lips. If you’re travelling for a short time in tourist cities and resorts, bottled water may be most convenient. But the […]

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Life on the Ocean Waves With Added Protection

Marine crew and yacht crew have enviable jobs when you consider the international travel, the exotic destinations and the clear blue seas… But it’s not all sunshine and seaside fun. Crew work hard every day and are sometimes placed in dangerous situations. Crew members – and boat owners – need to consider health and travel insurance plans carefully. Marine crew insurance or yacht crew insurance is essential for life aboard ship. Yacht crew insurance provides short term coverage to cover crew for medical expenses incurred on an ocean trip. This type of coverage is available for 12 months – renewable […]

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Which Expat Insurance Is Best For Me?

Many people today live and work abroad. Whether you stay one month covering the opening of a new office or 10 years raising a family in a different country, the need for expatriate insurance is higher than ever. Many people will not qualify for local health insurance in their new country. For others, the standard of public healthcare is not high enough to meet their requirements. Expat health insurance fills the gap. Which coverage is right for you? Two types of expatriate health insurance exist to cover you wherever in the world you live. The first is short term insurance, […]

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What Are My Health Insurance Options While Working Abroad?

“My company has just transferred me overseas. It’s a great opportunity, but what do I do about healthcare?” That is a question recently posed by a man who was promoted to head his company’s office in a major international city. The answer for him, and many other people living overseas temporarily or long term, is international health insurance International health insurance offers high quality medical care at affordable rates. It can be applied to doctor’s visits, hospitalization, prescriptions, and other medical needs. Poilcyholders will enjoy the peace of mind that comes with knowing their plan will be accepted in countries […]

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Why Do I Need International Travel Insurance

I have a great insurance policy that my work provides for me. It covers everything I could possibly need. I have low co-insurance payments at the doctor, my family can visit the emergency room any time they need, and prescriptions are cheap under this plan. Why would I need to buy international travel insurance for my family vacation? Besides, I am only going to be gone for a couple of weeks. Have you had that conversation with yourself before? Many people take this approach, and unfortunately it is a rather uninformed one. First off, not all insurance policies cover incidents […]

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Comparison-Shopping Tips for Buying International Health Insurance Online

One of the greatest things about the Internet is it has made it easier than ever for anyone to make an educated purchase online by comparison shopping between different products, services, and providers. Even if we know nothing about a product, we can quickly and easily research, review, and make a purchase of nearly any product online. International health insurance is no exception, however there are some tips you should follow to be sure you make the smartest possible decision. First off, make sure you are comparing similar products. If you are looking at two plans and one is drastically […]

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Deductibles – An overview

Though the current economic crisis creates a financial burden for many individuals, one cannot avoid buying an international travel medical insurance policy. People are on constant look out for ways of bringing down the premium amounts. Generally, the premiums are lower in case of international insurance policies that have higher deductibles. You need to evaluate whether risking a higher deductible amount may be beneficial for you in the long run. Deductible is the amount initially paid by the insured before the insurance provider starts reimbursing for the expenses. For example, let us assume you buy an international health insurance plan […]

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