When I buy the policy for more than one person, I am asked for only one passport number. Don’t you need the passport number of all applicants?
In many insurance plans, only one passport number per family is required per application.Read more »
Should I purchase a combined policy for my parents or separate individual policies as both my parents are visiting me?
The cost for both alternatives will remain the same, in other words there will be no price differential. The main disadvantages are: (a) You have to pay two renewal fees should you renew the policies. (b) It can get cumbersome to deal with different companies should you choose to buy from different insurance providers. There are however many advantages of having separate policies. They are: (a) This gives you the flexibility to buy different policies for each of them depending of the specific needs of each of your parents. You might want to have different maximum coverage’s, different deductible or […]Read more »
A policy period represents the amount of time you have purchased insurance. In visitor medical insurance, policy periods can be as short as 5 days and as long as 36 months. For example, if you complete an application and pay for 6 months of insurance, the policy period for that program will be 6 months.Read more »
No, there is no medical test required for purchasing any of these policies. You can buy the policies online any time and get coverage from the following day.Read more »
Yes. The application forms are in a highly secure ordering environment so you can enroll in the insurance plans with confidence. The insurance providers use Secure Socket Layers (SSL), for transferring information to process your orders. The SSL encrypts, or translates, your order information into a highly indecipherable code, which is processed immediately. You will remain in this secure zone for the entire purchase process.Read more »
After your deductible is met, co-insurance is the percentage of the covered medical expenses that you, the insured person, must pay. For instance, if your health plan has an 80/20 co-insurance rate, your insurance plan pays for 80% of your eligible medical expenses and you are responsible for the remaining 20%.Read more »
You can email us and we will have the changes made to your policy and have a corrected policy sent to you.Read more »
Per incident deductible: You pay the deductible every time you get a new medical ailment (be it sickness of accident related) before the insurance company pays anything. Inbound USA and Inbound Immigrant from SRI have deductible per incident. Per visit deductible: You pay the deductible every time you you visit a health care provider (doctor, hospital, laboratory etc..) before the insurance company pays anything. Per policy period deductible: You pay the deductible only once during the entire policy period, irrespective of how many times you get sick or injured during the policy period. Annual deductible: You pay the deductible only […]Read more »