The Student select medical insurance plan works for students in all of the following circumstances No longer covered as a dependant under your parent’s plan Attending school outside an HMO or PPO region Required to have coverage but choose not to participate in a college-sponsored plan Finding a traditional individual medical or other current coverage to be too expensiveRead more »
What should I do if I want to change the policy effective date after I have submitted my Enrollment online?
Please send any corrections to us in writing by email, fax or mail and we will confirm the changes. When sending correspondence, please include a daytime phone number and reference your Online Order Transaction number.Read more »
Sometimes. Pre-existing conditions are defined by the policy as “an injury, illness or condition which was contracted or which first manifested itself, or for which a licensed physician was consulted; or for which treatment or medication was prescribed, within 12 months prior to the effective date of the Covered Person’s coverage under this Program. Pre-existing conditions shall be excluded from coverage for a period of 12 months following the effective date of coverage under this program unless stipulated by State or Federal regulation. A Covered Person must be continuously insured. The maximum amount payable for a Pre-existing condition is $10,000.” […]Read more »
Yes. Study USA-HealthCare covers the Insured worldwide, except in your country of permanent residence, as long as you fulfill one of the eligibility requirements described above.Read more »
If there is no MultiPlan provider qualified to provide the care needed within a 50 mile radius of your residence, you may choose to be treated outside the Network by a non-MultiPlan provider. In this situation, benefits will be paid at in-network level.Read more »
May I go to any doctor or hospital, or must I use my school’s Student Health Center or a preferred provider from Study USA-HealthCare’s network?
For Foreign Students Studying in the U.S.: You may choose any of these. If you choose choose to be seen at your Student Health Center when it is equipped to treat your condition, you will receive the in-network benefit and also your deductible for such incidents will be waived. For other incidents, if you use a doctor or hospital in Study USA-HealthCare’s large preferred provider network, MultiPlan, Inc., you will pay a lower deductible and reach your plan limits more slowly than if you go outside the network. For US Registered Students Studying Abroad: Outside the U.S., Study USA-HealthCare does […]Read more »