Do I need authorization for availing healthcare services?

Yes. The Assurant (formerly Fortis) insurance company uses an authorization service. This ensures that you receive the relevant and cost effective care available. Trained personnel with work with you and the doctors to review the course of treatment and advise you of your eligibility for benefits. The identification card you receive with your student select policy provides a toll-free number for easy access to this service.

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Who can purchase the Student select health insurance?

Students till the age of 30 are eligible to purchase the Student select health insurance plan. The student eligibility requirements are as follows. An eligible undergraduate student is defined as a person carrying at least nine credit hours. If your university follows the quarterly system, please state it in your application along with showing your satisfying the requirements for full-time student status. An eligible graduate student must meet the graduate student guidelines of the college or university for full-time student status.

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As a parent, should I purchase a Student insurance plan for my child, or cover them through my standard medical plan?

The answer depends on your specific circumstances. The following are some factors that might influence you to buy separate student insurance: Your child is nearing the age at which he or she can no longer be covered under your plan. This is usually around the age of 24 years however do check with your insurance company to find out the specific age limits for your current policy. The cost savings of removing your child from your insurance plan is greater than the cost of the separate Student insurance plan. To determine if this is the case, get a quote on […]

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