Yes. The Assurant (formerly Fortis) insurance company uses an authorization service. This ensures that you receive the relevant and cost effective care available. Trained personnel with work with you and the doctors to review the course of treatment and advise you of your eligibility for benefits. The identification card you receive with your student select policy provides a toll-free number for easy access to this service.Read more »
The Student Select insurance plan is designed for individual college students only and does not cover spouses and/or dependents. Student plans do, however, comply with any state requirements for the coverage of newborns. If you have a spouse who is also a full-time college student, a separate application can be submitted for that person.Read more »
Students till the age of 30 are eligible to purchase the Student select health insurance plan. The student eligibility requirements are as follows. An eligible undergraduate student is defined as a person carrying at least nine credit hours. If your university follows the quarterly system, please state it in your application along with showing your satisfying the requirements for full-time student status. An eligible graduate student must meet the graduate student guidelines of the college or university for full-time student status.Read more »
As a parent, should I purchase a Student insurance plan for my child, or cover them through my standard medical plan?
The answer depends on your specific circumstances. The following are some factors that might influence you to buy separate student insurance: Your child is nearing the age at which he or she can no longer be covered under your plan. This is usually around the age of 24 years however do check with your insurance company to find out the specific age limits for your current policy. The cost savings of removing your child from your insurance plan is greater than the cost of the separate Student insurance plan. To determine if this is the case, get a quote on […]Read more »
No. You are under no obligation to buy a health insurance plan when getting a quote from this web site. After submitting your application you may cancel it at any time.Read more »
The Student select medical insurance plan works for students in all of the following circumstances No longer covered as a dependant under your parent’s plan Attending school outside an HMO or PPO region Required to have coverage but choose not to participate in a college-sponsored plan Finding a traditional individual medical or other current coverage to be too expensiveRead more »
What should I do if I want to change the policy effective date after I have submitted my Enrollment online?
Please send any corrections to us in writing by email, fax or mail and we will confirm the changes. When sending correspondence, please include a daytime phone number and reference your Online Order Transaction number.Read more »
Sometimes. Pre-existing conditions are defined by the policy as “an injury, illness or condition which was contracted or which first manifested itself, or for which a licensed physician was consulted; or for which treatment or medication was prescribed, within 12 months prior to the effective date of the Covered Person’s coverage under this Program. Pre-existing conditions shall be excluded from coverage for a period of 12 months following the effective date of coverage under this program unless stipulated by State or Federal regulation. A Covered Person must be continuously insured. The maximum amount payable for a Pre-existing condition is $10,000.” […]Read more »