What are the insurance requirements specified by the department of state to maintain the J1 or J2 visa status?

The Department of State has established the following requirements for the type and amounts of coverage required to maintain J-1 or J-2 status: J1 Scholar (Exchange Visitor Visa) Health Insurance policy must provide “medical benefits of at least $50,000 for each accident or illness.” It means that an acceptable policy couldn’t set a maximum lower than $50,000 in benefits for each accident or illness. If a J visa holder dies in the U.S., then the policy must provide at least $7,500 in repatriation benefits to send the remains to the home country for burial. The deductible should not exceed $500 […]

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What is a J-1 visa?

A J-1 visa is a stamp in a person’s passport, required (except in the case of Canadians) for people who are not U.S. citizens or permanent residents to enter the United States. The J-1 visa is intended for, among others, scholars who want to come to the US temporarily to teach in a college or university, do research, or both.

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Do I need authorization for availing healthcare services?

Yes. The Assurant (formerly Fortis) insurance company uses an authorization service. This ensures that you receive the relevant and cost effective care available. Trained personnel with work with you and the doctors to review the course of treatment and advise you of your eligibility for benefits. The identification card you receive with your student select policy provides a toll-free number for easy access to this service.

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