Visitor insurance is available to children over the age of 14 days. The children can be together on a plan if atleast 1 parent is applying for the visitor medical insurance. Some visitor medical insurance plans offer free coverage for a child if the parent purchases coverage. In the event the parent does not need coverage, you can purchase coverage only for the children using a child only rate. You must purchase 2 separate visitor health insurance plans, one for each child. The plans do not allow for 2 children to be on the same plan without an adult.Read more »
The international student insurance offered by my university is very expensive? How can I get comparable coverage that is cheaper?
Most universities require their students to purchase international student medical insurance before they are allowed to enrol for classes. Some universities offer their own health plans. In most cases these plans are quite expensive. The university may give you a choice to opt out of their coverage if you purchase international student insurance that meets certain requirements. You can discuss these requirements and send us the waiver form to receive recommendations of comprehensive plans that offer excellent coverage to international students. After your purchase we can help you with completing your waiver form saving you a lot of money.Read more »
I have recently started my OPT and no longer qualify for international student insurance. What can I purchase?
If you are on your OPT and not registered for full time classes, you are not eligible for international student insurance plans. You may also not be eligible for insurance sponsored by your employer. This leaves you in a vulnerable spot. Make sure you are protected by purchasing a OPT health insurance plan. OPT medical insurance offers coverage to students on their training period and can be renewed till they find employment and are covered under their employers plan. The OPT medical insurance plans offer coverage all around the world and may also limited coverage in your home country for […]Read more »
I am here on a F1 visa and my insurance is paid by my university. Can I purchase a student insurance plan for my dependants?
International student insurance is available to international students and their dependants. The dependants are not eligible to purchase the insurance for international students if the student does not purchase the plan. In your case since the insurance for the international student has been paid for you can consider one of the several visitor medical insurance plans that can cover visitors on any visa to the US. Another choice would be to waive out of your student plan and purchase a international student insurance plan for the whole family.Read more »
For someone who will be moving abroad or residing for long periods of time abroad Expatriate health insurance is a must. Your current coverage from your home country may not offer adequate coverage. If you will travel back and forth to your home country and need coverage there consider a expatriate medical insurance plan. These Global plans offer comprehensive coverage including preventive care and maternity. These plans are annual plans and can be renewed. A medical questionnaire must be filled out and additional information may be requested. You can apply for expatriate insurance online and receive confirmation via email.Read more »
I am a J1 scholar and my health insurance is being paid by the Sponsoring organization. Can I purchase a health plan for my dependants?
Both J1 and J2 visa holders must possess valid qualified health insurance during their stay in the US. If your J1 health insurance is paid by your sponsoring organization you can purchase health insurance for your J2 dependants. There are some J1/J2 visa health insurance plans that require the J1 visa holder to purchase coverage. You can select from other J1/J2 plans that does not have this requirement and purchase coverage for your dependants alone.Read more »
In many cases the J1 visa holder may not know the duration of his stay in the US. This can pose a problem for purchasing J1 Visa health insurance. Also sometimes the J1 visa holder may be reluctant to pay the entire cost of the for the full duration of the stay at one time. In both these cases it is preferable to purchase a renewable J1 visa insurance where the plan can be renewed monthly and payments can be made on a monthly basis. Make sure you check the renewability of the J1 visa insurance you purchase to make […]Read more »
J1 sponsoring organizations can purchase J1 health insurance for the J1 visa holders coming to the US. They must make sure the plan they purchase meet the J1 visa requirements. These plans offer coverage at a reasonable cost of around $40 a month per person. A group J1 insurance plan is easy to administer and convenient for the sponsoring organization. A single application form can offer coverage for multiple groups coming to the US at various times of the year. Each group can be invoiced separaterly. Individual confirmations are available for each J1 member.Read more »
Au Pairs visiting and staying in the US on a exchange visa or a J1 visa must follow all the rules and requirements of their visa status. Health care costs in the US are extremely high and you do not want to be unprepared in the event you fall sick or injure yourself. Your J1 visa can also be revoked if you are found to be without valid, acceptable Au Pair Insurance. Insurance for Au Pairs is quite affordable, with plans available from $41 a month. These plans meet all the requirements and offer peace of mind during your stay […]Read more »
J1 Visa holders holders coming to the US have to show proof of health insurance to be granted a visa. The insurance for J1 visa holders must meet certain requirements set by the US State department. Sometimes the organization sponsoring the J1 visa can purchase J1 health insurance on behalf of the insured. In some cases, the J1 applicant may purchase the J1 visa insurance for themselves and their family. If the sponsoring organization purchases the insurance for the J1 visa holder, the dependants or J2 visa holders must purchase coverage that meets the J visa insurance requirements. In some […]Read more »