Which policies will protect me if my trip needs to be cancelled because of terrorist activity?

Many of our plans offer coverage for “Terrorism”. Trip cancellation coverage is generally considered to be a “named peril” type policy, meaning that only those perils that are named in the policy are covered. This includes terrorism. Each company however includes their own definition of terrorism.

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I have not received a copy of my travel insurance policy in the mail yet. What should I do?

If you have received your order confirmation email you can be assured that your coverage is in full force and effect and has been since the date you purchased your policy. All of the policy and contact information is included in your email. Policies are normally sent out within 24 hours of purchase from our web site by the respective insurance company. If you have not received your policy in 14 days, please contact our office. We will verify your mailing address and request that the policy is mailed out again.

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I am interested in travel insurance policies that cover cancellation for any reason?

Trip cancellation provides coverage for “named peril” policies, meaning they will only cover you for a specific covered reason named in the policy. None of them provide coverage for “any reason” such as for a person’s inability to get time off from work. Generally they cover cancellations due to health, weather, airline or cruise line bankruptcy, etc.

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What does it mean to have the Pre-Existing Conditions waived if insurance purchased within ‘x’ days from First Trip Payment?

This means you will have coverage for a pre-existing condition if you need to cancel/interrupt your trip. You get this by purchasing the policy within ‘x’ days the company requires (this varies for different companies), after the first payment towards your trip is made.

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