If your leave is denied because of declared or undeclared war, all policies will exclude that reason. There are several companies that address military leave or being called to duty in one form or another: Access America, Travel Guard – Cruise, Tour & Travel plan, Travel Insured, TravelSafe and Travelex all have “perils” that touch on this.Read more »
Many of our plans offer coverage for “Terrorism”. Trip cancellation coverage is generally considered to be a “named peril” type policy, meaning that only those perils that are named in the policy are covered. This includes terrorism. Each company however includes their own definition of terrorism.Read more »
Please email us the correction required and we will make the necessary changes to your policy and have a corrected policy sent to you.Read more »
Most of the companies allow you to review the policy for about 2 weeks following purchase (varies by company and plan). If you cancel your policy within those 2 weeks, you will receive a full refund except for a small non-refundable processing fee charged by the company.Read more »
If you have received your order confirmation email you can be assured that your coverage is in full force and effect and has been since the date you purchased your policy. All of the policy and contact information is included in your email. Policies are normally sent out within 24 hours of purchase from our web site by the respective insurance company. If you have not received your policy in 14 days, please contact our office. We will verify your mailing address and request that the policy is mailed out again.Read more »
Trip cancellation provides coverage for “named peril” policies, meaning they will only cover you for a specific covered reason named in the policy. None of them provide coverage for “any reason” such as for a person’s inability to get time off from work. Generally they cover cancellations due to health, weather, airline or cruise line bankruptcy, etc.Read more »
Does the Pre-Existing Condition period apply if I purchased the insurance within the required time frame and qualify for the Pre-Existing Condition Waiver?
No, this does not apply to a policy purchased within the required time frame.Read more »