What are the documents required while applying for the Schengen visa?

2 application forms (completely filled in) with photograph. Valid passport (validity must extend until at least 3 months after the end of the planned journey). Copy of itinerary with confirmed reservation, airline ticket to be presented prior to issuance of visa. Proof of sufficient means of support e.g. bank statements, proof of income or an invitation letter and sponsorship declaration from your relatives / friends in a Schengen country. Letter from your company giving details about your business trip. Proof of health insurance cover for your stay in the Schengen area to be presented prior to issuance of visa. Visa […]

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What are the different types of Schengen visa?

Transit visa: This visa allows you to pass through one or more Schengen member states on your way to a country outside the Schengen space. This visa can be valid for up to 5 days.Validity: 1 to 5 days Number of entries authorized: 1 or 2 Airport transit visa: This visa allows you to transit through the international zone of a French airport with no access to the Schengen space, before flying on to your final destination. Short stay Schengen visa: This visa allows you to travel freely within the Schengen Space, including France, and spend a maximum of 90 […]

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What is financial default coverage?

The Financial Default protection benefit is part of the Trip Cancellation/Interruption benefit. Financial default coverage applies if the airline, cruise line, or tour operator goes out of business and you are unable to travel or suffer financial loss. In order for this coverage to apply, coverage must be purchased within 7 – 21 days (depends on company) of the initial deposit. After determining if you qualify for the benefit, some of the plans have 7-14 day waiting period before the benefit would become effective. Additionally, this benefit would be only available if the airline, cruise line or tour operator was […]

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Is there any company that provides travel insurance to cover loss of frequent flyer program miles, should the airline go out of business or if I am unable to re-instate them in the event of cancellation of a trip?

No, there is no company in the travel insurance industry that will cover loss of frequent flyer points or miles. Travel Insured will reimburse the penalty fee to return tickets back into the point program.

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Should I include the equivalent monetary “cost” of the airline ticket that I purchased with frequent flyer miles?

Generally the insurance companies will not insure tickets purchased with reward points or miles because no money has been paid. However, you should insure yourself for adequate trip interruption coverage. Make sure that you have purchased enough trip interruption coverage to cover the cost of an economy ticket home plus the cost of any unused, non-refundable land arrangements that you might lose if you have to interrupt your trip.

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