Enter a Foreign Country with the Insurance You Need

The recession is over and the economy shows signs of recovering. Chances are, business has improved too, and if you are a business owner, you are probably already thinking of how much travel you might need to do this year. In this situation, it is best to purchase annual travel insurance Remember that with an annual travel insurance plan, you will receive insurance coverage for an entire year, regardless of the number of trips you make. The annual insurance plan comes with basic medical coverage including inpatient and outpatient care, and emergency medical services. Repatriation of remains and accidental death […]

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Air Travel in the Time of Volcanic Ash

Millions of dollars in travel insurance policy claims. Thousands of passengers stranded in airports around the world. The volcanic ash over Europe has paralyzed international travel to a large extent. This is exactly the sort of event that international travel insurance plans and trip cancellation insurance plans are purchased for. This is also exactly the kind of event that gives airlines and travel insurance companies a bit of trouble, since it means settling a large number of claims within a short period. If you are one of those clairvoyant few who did purchase travel insurance with trip cancellation benefits, you […]

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Study in Peace with Study USA Insurance

Study USA insurance provides the perfect solution for the international student in the U.S. who hesitates to purchase international student health insurance from a non-university source. The Study USA Healthcare plan meets the health insurance requirements of most universities, and offers coverage at a low cost. The plan offers coverage for international students studying in the U.S., as well as for U.S. students studying abroad. While some benefit limits vary, most coverage remains the same for both plans. There are two plans that the students can choose from. The plan offers a maximum medical expense limit of $250,000(Plan A) and […]

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Waiver of Residence for Reside Blue Insurance

Still waters do run deep, and no one knows this better than the mariner who deals with choppy waters that denote an impending storm. One such disaster that can be avoided easily is falling prey to the financial strain of contracting illnesses when on a vessel. Marine crew insurance plans such as Reside Blue International help a mariner focus on getting the vessel and its cargo to the destination. Reside Blue International provides coverage for mariners, their spouses, and their dependents. The eligibility criterion is that all plan holders must be less than 75 years old, and more than 15 […]

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Dealing with Rejection: The Insurance Way

The insurance business is a tricky one, and health insurance, even trickier. When you file a claim for health insurance, you may just receive a letter stating that your claim has only been partly accepted. You may feel a bit disappointed, but may simply file it away. This is especially true in the case of visitors medical insurance, since it is very tough to understand the way the U.S. healthcare and insurance systems work. However, there are several reasons that claims can be rejected, and a rejection letter is not the end of the claim. One of the major reasons […]

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Unemployed and Uninsured, a Potentially Disastrous Combination

Anyone living in or visiting the United States needs to have health insurance. Period. That can be particularly tough to maintain in the current economic scenario, with fluctuating unemployment rates. U.S. health insurance becomes a dream for many. A recent study shows that more than a third of those worked in a job that provided them with employer-sponsored coverage went without insurance for six or more months after leaving their job. In contrast, the figure was near 5% for those who were working at the end of the survey period. The study brings into sharp focus the problems in receiving […]

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Insurance Debate Rages as States Prepare to Sue

Barack Obama may have overarching ambitions to ensure that the average American doesn’t go without health insurance. However, the bill that the uninsured American might be subject to fines if they don’t have U.S. health insurance by 2014 has run into rough weather. Several states, now 14 in number, have expressed interest in suing the federal government protesting this stipulation. The bill, as it stands now, looks to penalize all Americans, other than lower income Americans, in case they are found lacking in insurance. Also, employers who do not provide adequate long-term health insurance to their employees will also face […]

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Steady Insurance Coverage for Exchange Programs

With increased porosity between international borders, groups of people traveling from one country to another for cultural exchange are no rarity anymore. Those going abroad to study as part of an exchange program secure their health by purchasing the J1 visa health insurance, and those who travel abroad for cultural exchange purchase insurance for a shorter duration. The Patriot Group Exchange Insurance plan offers a flexible insurance for participants and organizers of exchange programs. There are three flexible plans, depending on the coverage required. The long-term annual plan offers coverage for a year, ideal for exchange students, the Standard plan, […]

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Make Way for Specialized Evacuation Insurance

Sometimes, you are adequately covered through medical insurance and all you want is additional coverage for that extra option that is not available to you. Affordable specialized plans such as medical evacuation insurance plans help you in such cases. They offer a focused plan that provides you with that extra benefit that your regular plan does not provide. Let’s say you are an expatriate living in Argentina. The Argentinian branch of your company has purchased health insurance for you. However, you feel that having evacuation insurance will help you in case of medical emergencies that your city of residence may […]

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Ensure Employment, Insure Health for Summer

International students have a lot on their plate without having to worry about international student health insurance, especially right now, with summer just two months away. For many international students, this is a good thing, because it means that they can work on campus for 40 hours, compared to the 20 hours they are usually able to work during the fall and spring semesters. It is a good time to put out feelers to prospective employers within the campus. If you are an international student in a graduate program, it is a good time to gain both valuable experience and […]

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