Steady Insurance Coverage for Exchange Programs

With increased porosity between international borders, groups of people traveling from one country to another for cultural exchange are no rarity anymore. Those going abroad to study as part of an exchange program secure their health by purchasing the J1 visa health insurance, and those who travel abroad for cultural exchange purchase insurance for a shorter duration. The Patriot Group Exchange Insurance plan offers a flexible insurance for participants and organizers of exchange programs. There are three flexible plans, depending on the coverage required. The long-term annual plan offers coverage for a year, ideal for exchange students, the Standard plan, […]

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Make Way for Specialized Evacuation Insurance

Sometimes, you are adequately covered through medical insurance and all you want is additional coverage for that extra option that is not available to you. Affordable specialized plans such as medical evacuation insurance plans help you in such cases. They offer a focused plan that provides you with that extra benefit that your regular plan does not provide. Let’s say you are an expatriate living in Argentina. The Argentinian branch of your company has purchased health insurance for you. However, you feel that having evacuation insurance will help you in case of medical emergencies that your city of residence may […]

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Ensure Employment, Insure Health for Summer

International students have a lot on their plate without having to worry about international student health insurance, especially right now, with summer just two months away. For many international students, this is a good thing, because it means that they can work on campus for 40 hours, compared to the 20 hours they are usually able to work during the fall and spring semesters. It is a good time to put out feelers to prospective employers within the campus. If you are an international student in a graduate program, it is a good time to gain both valuable experience and […]

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Fly High with Flight Insurance

Here’s a cure for pteromechanophobia—flight insurance. The symptom itself may sound complex, but it’s a common symptom, and you probably know it better as “fear of flying.” Some estimates peg the number of people who suffer from a fear of flying at 40%. The number of travelers who fear flying is increasing, and this is no coincidence. Several recent flight accidents have exposed the inherent risks involved in flying. Airline flight insurance is insurance that covers a person for loss of life, limbs, or sight, in addition to trip cancellation and baggage loss benefits, as the case may be. Plans […]

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Health Insurance Tips for the Young and Restless

Health insurance reform is on everybody’s lips these days. When the White House called the nation’s largest health care insurance company executives for a meeting, the conversation focused on the increasing cost of health insurance in the U.S. Health insurance executives maintain that the increase in health insurance premiums is mainly due to a population whose young and healthy are shunning insurance, and rising costs of health care itself. The White House reportedly asked the insurance executives for more information justifying premium increases. While the health care debate is in full force, it is no secret that the insurance executives […]

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Marine Crew Insurance That Holds Water

If you’re a member of a marine crew, you might have heard of marine crew insurance. Your employer might provide you with a suitable plan, but it is always best to check whether you are adequately covered for your situation. Several yacht crew insurance and marine crew insurance plans are available in the market to choose from. Marine crew insurance plans usually offer worldwide coverage, which includes coverage at home and abroad. Coverage depends on whether the medical treatment is received abroad, at home within the medical network specified by the plan, or at home outside the network specified by […]

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Mechanics of International Student Insurance

Life may be the greatest education of all, but U.S. colleges must come in pretty close, with the U.S. being the top destination for international students! One thing to remember when studying in U.S. colleges and universities is that international student insurance can make or break your life. Most U.S. colleges offer sponsored international student health insurance. In many cases, a student is automatically enrolled in the college-sponsored plan unless he/she opts out of it. To opt out, an international student usually has to demonstrate comparable insurance from another source. There are several student health insurance plans available, that satisfy […]

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Saving More with Green Travel

Green travel is the new buzzword these days and several destinations are beginning to realize the value in preserving the environment along with providing an awesome travel experience. Does this really affect the costs of international travel, which includes travel insurance policies, accommodation, and airfare? The general idea is that having an eco-friendly holiday means minimal damage to the environment, but maximum damage to the purse! This is fast becoming false, as the volume of eco-friendly tourism increases. The past decade has seen a nine-fold increase in eco-tourism. Airfare, probably the largest chunk of your travel budget, will still need […]

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Planning Your Own Short Term Insurance

Selecting a short term health insurance depends on the deductibles and the coinsurance you choose. In most plans, you can vary your insurance premium by selecting appropriate deductibles and coinsurance amounts. The deductible decides the amount of premium that you will be paying for the insurance. The premium also depends on the coinsurance, or the amount that you will have to pay for the first $10,000 (or the plan’s coinsurance maximum) in covered charges. If you want to pay a lower premium, this would mean that the initial amount (coinsurance) that you pay before insurance benefits kick in will be […]

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Insurance Helps U.S. Visitors Make Smart Choice

When travelers think of a trip to the United States, there are usually two reactions, both of which have to do with visitor health insurance. Do any of your friends or relatives think this way? A person either thinks that if he/she falls ill, then the cost of healthcare will wipe out their finances and so, a trip to the United States is not a good idea. At the other end of the spectrum are people who believe that positive thinking will work wonders, and that nothing will happen to them; so they travel to the U.S. without any protection. […]

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