OPT Insurance Best Option for Safe Training Period

If you’re an international student looking at graduating and enjoying your Optional Practical Training period, remember that to enjoy life on OPT, you need to ensure your peace of mind by purchasing adequate OPT health insurance. Once you graduate, you will not be a full-time student and your health insurance will also likely expire. That is in case you purchased international student health insurance through your college or university. If you purchased student health insurance from outside, you might still be eligible to continue coverage, or easily switch over to a different plan. Check that with your insurance provider. Since […]

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Pack Your Visitor Insurance Before Travel

Flights from different parts of the world are full of vacationers this time of the year. Baggage is packed with homemade delicacies and other “authentic” stuff from home, as international travelers travel around the world, often visiting relatives abroad. One thing many people fail to pack is visitors health insurance. This is a popular season for traveling to the U.S. from India. Many visitors travel around the country, but fail to realize that a single medical incident can wipe out their savings, or that of their near and dear. The healthcare system in the U.S. is very different from that […]

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Navigating Choppy Waters Made Easy with Marine Crew Insurance

While navigating the seas can be an easy task for mariners, navigating the world of marine crew insurance may not! With a plethora of plans available, crews of marine vessels are often at a loss to choose the right plan. The first stop for any mariner must be their employer—most employers offer some kind of health insurance, although coverage may be woefully inadequate. Remember that yacht crew insurance needs to be valid throughout the world, in most cases. International Medical Group brings its Global Crew Medical Insurance plan, tailored especially for mariners who travel around the world. There are two […]

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OPT Insurance and Graduation: Time for Rejoicing, Reminiscing, and Reality

With students all over the country planning for their big graduation day, OPT health insurance is understandably not the top priority for most students. There is a festive and nostalgic atmosphere on most campuses and for international students, the feelings may be even more intense. After all, they are now entering the big bad world out there. It is important for international students to understand that after graduation, international student health insurance will become invalid. The international graduate who is typically on the optional practical training period must look for appropriate insurance. The first stop might be the college’s international […]

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Nanny Insurance 101: What to Look for

Hiring a nanny may require more costs than merely the cost of the premium—nanny health insurance is often part of the compensation package offered. There are usually two types of nanny insurance offered: long-term health insurance plans and short-term health insurance plans. Long-term insurance plans offer permanent coverage and also cover the nanny if he/she is affected by an illness such as diabetes or heart disease. This type of insurance is typically offered to nannies who plan to be employed for a long time—typically more than two years. Short-term insurance plans offer coverage for a shorter period and are ideal […]

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Enter a Foreign Country with the Insurance You Need

The recession is over and the economy shows signs of recovering. Chances are, business has improved too, and if you are a business owner, you are probably already thinking of how much travel you might need to do this year. In this situation, it is best to purchase annual travel insurance Remember that with an annual travel insurance plan, you will receive insurance coverage for an entire year, regardless of the number of trips you make. The annual insurance plan comes with basic medical coverage including inpatient and outpatient care, and emergency medical services. Repatriation of remains and accidental death […]

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Air Travel in the Time of Volcanic Ash

Millions of dollars in travel insurance policy claims. Thousands of passengers stranded in airports around the world. The volcanic ash over Europe has paralyzed international travel to a large extent. This is exactly the sort of event that international travel insurance plans and trip cancellation insurance plans are purchased for. This is also exactly the kind of event that gives airlines and travel insurance companies a bit of trouble, since it means settling a large number of claims within a short period. If you are one of those clairvoyant few who did purchase travel insurance with trip cancellation benefits, you […]

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Study in Peace with Study USA Insurance

Study USA insurance provides the perfect solution for the international student in the U.S. who hesitates to purchase international student health insurance from a non-university source. The Study USA Healthcare plan meets the health insurance requirements of most universities, and offers coverage at a low cost. The plan offers coverage for international students studying in the U.S., as well as for U.S. students studying abroad. While some benefit limits vary, most coverage remains the same for both plans. There are two plans that the students can choose from. The plan offers a maximum medical expense limit of $250,000(Plan A) and […]

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Waiver of Residence for Reside Blue Insurance

Still waters do run deep, and no one knows this better than the mariner who deals with choppy waters that denote an impending storm. One such disaster that can be avoided easily is falling prey to the financial strain of contracting illnesses when on a vessel. Marine crew insurance plans such as Reside Blue International help a mariner focus on getting the vessel and its cargo to the destination. Reside Blue International provides coverage for mariners, their spouses, and their dependents. The eligibility criterion is that all plan holders must be less than 75 years old, and more than 15 […]

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Dealing with Rejection: The Insurance Way

The insurance business is a tricky one, and health insurance, even trickier. When you file a claim for health insurance, you may just receive a letter stating that your claim has only been partly accepted. You may feel a bit disappointed, but may simply file it away. This is especially true in the case of visitors medical insurance, since it is very tough to understand the way the U.S. healthcare and insurance systems work. However, there are several reasons that claims can be rejected, and a rejection letter is not the end of the claim. One of the major reasons […]

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