Save on Emergency Room Costs with Visitors Insurance

If you are traveling internationally for a short period of time, you may rationalize that you do not need to purchase visitors insurance because you will not be there long enough to need to make any wellness trips to the doctor. However, have you considered how you might pay for emergency room care? Injury and illness can strike at any time, and it’s important to be prepared for that possibility financially. To avoid the high costs of emergency room coverage, you will want to be equipped with a visitors insurance plan. According to MyOptumHealth.com, the average cost of an emergency […]

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Why Do I Need International Travel Insurance

I have a great insurance policy that my work provides for me. It covers everything I could possibly need. I have low co-insurance payments at the doctor, my family can visit the emergency room any time they need, and prescriptions are cheap under this plan. Why would I need to buy international travel insurance for my family vacation? Besides, I am only going to be gone for a couple of weeks. Have you had that conversation with yourself before? Many people take this approach, and unfortunately it is a rather uninformed one. First off, not all insurance policies cover incidents […]

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Flight Insurance Proves Valuable During Extreme Turbulence

Have you considered buying a flight insurance policy, but figured the odds of being in a plane crash were so remote that you did not need it? As passengers on a recent flight from Washington D.C. found out, there is more than one way for injuries to occur on a flight, which means there is more than one reason to buy flight insurance. The flight in question was a United Airlines flight headed for Los Angeles. Around the halfway point of the flight, severe weather lead to a bout with some rather extreme turbulence, causing injuries to passengers who were […]

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Comparison-Shopping Tips for Buying International Health Insurance Online

One of the greatest things about the Internet is it has made it easier than ever for anyone to make an educated purchase online by comparison shopping between different products, services, and providers. Even if we know nothing about a product, we can quickly and easily research, review, and make a purchase of nearly any product online. International health insurance is no exception, however there are some tips you should follow to be sure you make the smartest possible decision. First off, make sure you are comparing similar products. If you are looking at two plans and one is drastically […]

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Insurance Protects Cancelled Trips from Being Disasters

Even the best laid plans go for a toss sometimes—we’ve all probably experienced this. When it comes to international travel, this can prove expensive, and this is where trip cancellation insurance can come in very handy. For example, you really cannot take any action against unforeseen circumstances such as a terrorist attack at your destination. For the discerning traveler, travel cancellation insurance is a wise investment. Often, a trip cancellation or interruption clause in the travel insurance ensures that you can get back the maximum amount shown in the Confirmation of Coverage if the planned trip is canceled due to […]

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How to Choose an Insurance Web Site

You’re planning a trip to the U.S., and want to buy visitors health insurance for your trip. Realistically, how do you really go about it? Searching for companies that provide insurance may be too time-consuming, and calling an agent, too confusing. With the internet, looking for insurance plans such as visitors insurance and international student health insurance plans, comparing the different features and rates, and also purchasing plans has become easier. But here too, there’s a catch! There are several comparison web sites; which one do you go for? First things first: Remember that the rates are not going to […]

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U.S. Visitor Insurance a Breeze to Find and Buy

When planning a short overseas trip to the U.S., most people do not stop and consider visitors health insurance, as it is not at the top of their to-do list. If and when the traveler does hear of visitors medical insurance, he assumes that it is too late and cumbersome a process to begin the day before departure. Many also worry about the costs, and whether it will actually be worth it. First, the cost: Visitors health insurance is very inexpensive, especially considering the typical cost of healthcare in the United States. For less than the cost of a visit […]

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RoundTrip Insurance Eases Disappointment of Missed Travel

Joe Jinxed (say) is convinced that he is only successful in making plans for trips, not in making the trip! Thankfully, that has taught him that the first thing to buy after the tickets is trip cancellation insurance. The first time that Joe had planned a trip was to Europe and he bought the RoundTrip trip cancellation insurance plan after making all the arrangements for the trip. Unfortunately, the trip had to be cancelled because of the terrorist attack in London. However, he got back the maximum amount shown on the Confirmation of Coverage as The second time, he had […]

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Insurance Follows Students Wherever They Go

College life is one of penury for most students, not just international students. Managing costs and looking for ways to save money are the hallmarks of a student, and health insurance for students is an area where students can save money without sacrificing the quality of coverage. Purchasing college student health insurance from outside the college/university is not just the domain of the international student. Some U.S. students may find that their parents’ plans don’t cover them anymore. The Assurant Student Select insurance plan offers affordable coverage for students studying at a U.S. university or college. The plan offers a […]

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Show Me the Money: Insurance Payment Details

Seeing the money when you have to make an insurance claim can be confusing if you are not informed about how to make claims. It also helps to know how visitors medical insurance and other claims are processed. The first thing that you must do when you want to claim is file a notice of claim. This simply means calling up the insurance company and telling them what the coverage loss was under (for example, medical expenses). For travel insurance, you must also be ready with the name of the tour organizer, the dates of the tour and the amount […]

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