Don’t Overlook Travel Insurance for Visitors

Summer’s the perfect time for travel, and U.S. residents may play host to friends and family from other countries as well. Most travelers to the U.S. may purchase visitors insurance from their home country for coverage in the United States. However, sometimes, the U.S. trip might also contain a detour to another country. It is important to ensure coverage for those trips as well. Let’s say Mrs. Gupta, who purchased health insurance for tourists in India, has arrived on a 3-month trip to the U.S., where her son lives. She has also planned a trip to Canada, where her brother […]

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Packing International Student Insurance Along with Books

Students packing for their studies abroad are probably busy finishing off their shopping—making sure they have all they need for a familiar life when studying. One thing to definitely think about is foreign student health insurance. While most colleges offer some student insurance, colleges also allow students to purchase international student health insurance from other sources, provided they comply with certain basic coverage requirements. When a student falls ill (in a non-emergency situation), the first stop should be the student medical center. Care here is usually at a subsidized price, and many insurance plans require that the problem first be […]

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Help From The US Consulate In A Travel Emergency

If you as an American citizen become ill or are injured when abroad, US consular officials can assist in certain ways. But ultimately you are responsible for medical and other costs occurred abroad, which is why it’s important to have comprehensive travel insurance. Travel insurance and trip cancellation insurance are essentials to help cope in unexpected situations. If you become seriously ill abroad the US Consulate can help in finding appropriate medical care and inform relatives and friends at home if you are unable to do so. A consular officer can also help arrange a transfer of money from the […]

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Student Travel Insurance Benefits

When you are studying in the United States at college or university money is often tight. That’s why student travel insurance can help by offering a budget travel insurance option for your vacations and study abroad trips. The cost isn’t the only benefit to a special student travel insurance policy. Student travel insurance covers you for medical expenses, medical evacuation and accidental death & dismemberment whether your trip is for spring break, an educational retreat, a class trip or a vacation. Travel insurance for students is an economical way of paying for this essential coverage. Most student insurance policies require […]

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Safety Tips For Backpackers

Whether you are trekking around South East Asia or backpacking in Italy and France, you need to pay attention to your safety. First of all, worldwide travel insurance is essential. You can pick up reasonably priced world travel insurance policies for the amount of time you’ll be away. Plan your journey with the help of a good guidebook and the advice of friends who have also travelled. Book the first few nights’ accommodation in advance, particularly if you are travelling alone. Send your insurance details and other important information to your web email account so you can easily access it. […]

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Sending Money In An Emergency

Sometimes a friend or relative will get into trouble overseas or experience an emergency in a foreign country. If you need to get money to them quickly, the US State Department can help. However, travel insurance is essential. Encourage your family members to take out international travel insurance to help cover the costs of unforeseen problems. While the US Embassy can help transfer money, they cannot reimburse people for any money spent in an emergency situation. The US State Department, on request, sets up a secure account where you can deposit money. The person in trouble abroad can then contact […]

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Travel In Hurricane Season 2011

The US Department of State has issued its annual alert for Hurricane Season covering the Atlantic and Pacific Oceans and the Caribbean, plus the Gulf of Mexico. If you are planning a trip to these areas make sure you have international travel insurance and keep up to date with any alerts. Travel insurance is an essential, just in case you are unlucky enough to be affected by a hurricane. The hurricane season lasts from June 1 to November 30. The Climate Prediction Center at the National Oceanic and Atmospheric Administration predicts an above-normal season in 2011. This includes a 70% […]

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Travel Insurance: Five Reasons You Might Need It

Travel is a risky business. Jetting off to foreign shores brings excitement, relaxation and fun but may also cause you problems. Many people don’t buy travel medical insurance, thinking that nothing will go wrong. But a vacation without travel insurance is a big risk. Read on – you never know when you might need it. You arrive at your destination in the middle of the night and your bag with your prescription medicine in it is lost. Who will help you with filling an emergency prescription in a strange city and compensate you for the cost? You have a car […]

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Annual or Single Trip Travel Insurance?

Is it better for you to take out annual travel insurance or buy a single trip policy each time you travel? It’s a debate many holidaymakers have every year. Which is more economical, and which is best? Ask yourself a few questions before you decide on an annual or single trip policy. First work out how many times you will be going on vacation or business trips in the coming year. Then calculate this against the cheapest travel insurance quote you can find for each individual trip, and the cheapest annual travel insurance policy. For example, if you are planning […]

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Travel Insurance Tricks and Traps: How To Avoid Them

Buying travel insurance is an easy thing to do. However, not all travel medical insurance policies will be right for you. Some may be uneconomical or provide you with low-quality coverage. What should you look for when buying travel insurance? What traps should you avoid? If you have a pre-existing medical condition you should check to make sure you are covered for medical issues concerning this condition when you travel. Check that your insurer doesn’t have a set of exclusions that make almost any claim impossible – only choose a respected and established insurance company that doesn’t make you jump […]

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