Student Travel Insurance Benefits

When you are studying in the United States at college or university money is often tight. That’s why student travel insurance can help by offering a budget travel insurance option for your vacations and study abroad trips. The cost isn’t the only benefit to a special student travel insurance policy. Student travel insurance covers you for medical expenses, medical evacuation and accidental death & dismemberment whether your trip is for spring break, an educational retreat, a class trip or a vacation. Travel insurance for students is an economical way of paying for this essential coverage. Most student insurance policies require […]

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Safety Tips For Backpackers

Whether you are trekking around South East Asia or backpacking in Italy and France, you need to pay attention to your safety. First of all, worldwide travel insurance is essential. You can pick up reasonably priced world travel insurance policies for the amount of time you’ll be away. Plan your journey with the help of a good guidebook and the advice of friends who have also travelled. Book the first few nights’ accommodation in advance, particularly if you are travelling alone. Send your insurance details and other important information to your web email account so you can easily access it. […]

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Sending Money In An Emergency

Sometimes a friend or relative will get into trouble overseas or experience an emergency in a foreign country. If you need to get money to them quickly, the US State Department can help. However, travel insurance is essential. Encourage your family members to take out international travel insurance to help cover the costs of unforeseen problems. While the US Embassy can help transfer money, they cannot reimburse people for any money spent in an emergency situation. The US State Department, on request, sets up a secure account where you can deposit money. The person in trouble abroad can then contact […]

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Travel In Hurricane Season 2011

The US Department of State has issued its annual alert for Hurricane Season covering the Atlantic and Pacific Oceans and the Caribbean, plus the Gulf of Mexico. If you are planning a trip to these areas make sure you have international travel insurance and keep up to date with any alerts. Travel insurance is an essential, just in case you are unlucky enough to be affected by a hurricane. The hurricane season lasts from June 1 to November 30. The Climate Prediction Center at the National Oceanic and Atmospheric Administration predicts an above-normal season in 2011. This includes a 70% […]

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Travel Insurance: Five Reasons You Might Need It

Travel is a risky business. Jetting off to foreign shores brings excitement, relaxation and fun but may also cause you problems. Many people don’t buy travel medical insurance, thinking that nothing will go wrong. But a vacation without travel insurance is a big risk. Read on – you never know when you might need it. You arrive at your destination in the middle of the night and your bag with your prescription medicine in it is lost. Who will help you with filling an emergency prescription in a strange city and compensate you for the cost? You have a car […]

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Annual or Single Trip Travel Insurance?

Is it better for you to take out annual travel insurance or buy a single trip policy each time you travel? It’s a debate many holidaymakers have every year. Which is more economical, and which is best? Ask yourself a few questions before you decide on an annual or single trip policy. First work out how many times you will be going on vacation or business trips in the coming year. Then calculate this against the cheapest travel insurance quote you can find for each individual trip, and the cheapest annual travel insurance policy. For example, if you are planning […]

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Travel Insurance Tricks and Traps: How To Avoid Them

Buying travel insurance is an easy thing to do. However, not all travel medical insurance policies will be right for you. Some may be uneconomical or provide you with low-quality coverage. What should you look for when buying travel insurance? What traps should you avoid? If you have a pre-existing medical condition you should check to make sure you are covered for medical issues concerning this condition when you travel. Check that your insurer doesn’t have a set of exclusions that make almost any claim impossible – only choose a respected and established insurance company that doesn’t make you jump […]

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Essential Sports Travel Insurance Coverage

Taking part in extreme sports or adventurous activities on vacation is great fun and the experience provides you with a vacation moment to remember. But have you considered the level of travel medical insurance you’ll need, and factored in sports travel insurance cover? Enjoy sports like mountain biking, caving, hang gliding, hot air ballooning, mountaineering, rock climbing, diving, snorkeling and white water rafting. Take a hike on a scenic trail or an adrenaline-inducing bungee jump. When you’re the adventurous type and you know you’ll be taking part in sports like these, you need to be covered with the correct travel […]

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Serious Accidents and Illness Abroad

Losing a friend or relative is extremely hard. Losing a loved one while they are travelling abroad is even harder. According to the U.S. State Department, over 6,000 Americans die overseas each year. How can the U.S. State Department help? How can Medical evacuation insurance assist? With medical evacuation insurance you will be able to evacuate a seriously ill relative to medical facilities abroad, or bring them home to be treated in the US. If the worst happens, medical repatriation insurance assists you with returning the person’s remains to their home country. US consular offices abroad can also assist in […]

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Do You Know Your Passport Requirements?

Frequent travelers will no doubt be aware of the requirements for U.S. citizens regarding passports when travelling abroad. For those that are travelling for the first time, read on. Along with having the correct travel insurance, visitors to countries outside the U.S also need to comply with passport requirements. While you are still permitted to travel without travel insurance, it should also be considered an essential. A passport is your best form of documentation for travel to other countries and to enter the United States. Your passport is an internationally recognized document that is only issued by the U.S. Department […]

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