Travel Insurance: Five Reasons You Might Need It

Travel is a risky business. Jetting off to foreign shores brings excitement, relaxation and fun but may also cause you problems. Many people don’t buy travel medical insurance, thinking that nothing will go wrong. But a vacation without travel insurance is a big risk. Read on – you never know when you might need it. You arrive at your destination in the middle of the night and your bag with your prescription medicine in it is lost. Who will help you with filling an emergency prescription in a strange city and compensate you for the cost? You have a car […]

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Annual or Single Trip Travel Insurance?

Is it better for you to take out annual travel insurance or buy a single trip policy each time you travel? It’s a debate many holidaymakers have every year. Which is more economical, and which is best? Ask yourself a few questions before you decide on an annual or single trip policy. First work out how many times you will be going on vacation or business trips in the coming year. Then calculate this against the cheapest travel insurance quote you can find for each individual trip, and the cheapest annual travel insurance policy. For example, if you are planning […]

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Travel Insurance Tricks and Traps: How To Avoid Them

Buying travel insurance is an easy thing to do. However, not all travel medical insurance policies will be right for you. Some may be uneconomical or provide you with low-quality coverage. What should you look for when buying travel insurance? What traps should you avoid? If you have a pre-existing medical condition you should check to make sure you are covered for medical issues concerning this condition when you travel. Check that your insurer doesn’t have a set of exclusions that make almost any claim impossible – only choose a respected and established insurance company that doesn’t make you jump […]

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Essential Sports Travel Insurance Coverage

Taking part in extreme sports or adventurous activities on vacation is great fun and the experience provides you with a vacation moment to remember. But have you considered the level of travel medical insurance you’ll need, and factored in sports travel insurance cover? Enjoy sports like mountain biking, caving, hang gliding, hot air ballooning, mountaineering, rock climbing, diving, snorkeling and white water rafting. Take a hike on a scenic trail or an adrenaline-inducing bungee jump. When you’re the adventurous type and you know you’ll be taking part in sports like these, you need to be covered with the correct travel […]

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Serious Accidents and Illness Abroad

Losing a friend or relative is extremely hard. Losing a loved one while they are travelling abroad is even harder. According to the U.S. State Department, over 6,000 Americans die overseas each year. How can the U.S. State Department help? How can Medical evacuation insurance assist? With medical evacuation insurance you will be able to evacuate a seriously ill relative to medical facilities abroad, or bring them home to be treated in the US. If the worst happens, medical repatriation insurance assists you with returning the person’s remains to their home country. US consular offices abroad can also assist in […]

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Do You Know Your Passport Requirements?

Frequent travelers will no doubt be aware of the requirements for U.S. citizens regarding passports when travelling abroad. For those that are travelling for the first time, read on. Along with having the correct travel insurance, visitors to countries outside the U.S also need to comply with passport requirements. While you are still permitted to travel without travel insurance, it should also be considered an essential. A passport is your best form of documentation for travel to other countries and to enter the United States. Your passport is an internationally recognized document that is only issued by the U.S. Department […]

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The Problem of Air Rage

Air rage is an all-too-common experience on some flights today. The stress of a long flight, exhaustion and irritation can make some people violent towards cabin crew and other passengers. Why does air rage happen? Air rage is psychological or physical violence towards flight attendants or other passengers on the flight. Air rage can be brought on by many factors. The passenger in question may have been frustrated by delays and missed connecting flights, or exhausted due to lack of sleep. Sometimes the behavior of other passengers can push an angry person over the edge. In other cases, the passenger […]

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Safe Travel to Festivals Abroad

Summer’s around the corner and thoughts turn to outdoor festivals – music, food, dancing and socializing under the sun. And when you want to travel further afield for your festival fix, head to Europe, Canada, South America and many other destinations that now feature summer festivals. How can you make sure your festival trip is safe and fun? Buy travel medical insurance that fully protects you when you travel abroad. Your domestic health insurance probably won’t help you in Spain, or Montreal. Consider a plan including trip cancellation insurance in case you are unable to fly and lose the money […]

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Peace of Mind For Frequent Flyers

Do you fly regularly for business? Do you take a lot of flights to visit family members or enjoy vacations in the US and abroad? No matter how many times you fly, worries creep into your mind about your safety and the safety of the plane. Put your mind at rest with flight insurance. A flight insurance plan offers you and your family compensation for accidental death, dismemberment or loss of sight that occurs as a result of an accident on a commercial airline. While you may not want to contemplate the worst happening, you are at least covered in […]

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Fitness and Health For Expeditions

Voluntary expeditions to far-flung corners of the globe are increasingly popular with people who relish a challenge and want to experience something new. If your vacation is a jungle expedition, a trekking challenge or a voluntary project how do you keep healthy and fit? Essential preparations include making sure your travel medical insurance is current and high quality. If you’re travelling as a group you may have group health insurance in place. Train for the physical exertion of an expedition for weeks or months before you go – good levels of fitness will help you enjoy your experience. Make sure […]

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