Picking Up the Pieces After Irene

As Irene has come and gone, airlines are still trying to figure out how much they will lose. With trip cancellation insurance, thankfully, a traveler doesn’t have to ask the same question. However, one question that most people with trip cancellation insurance have is: Now what? Usually, if your travel plans have only been postponed (and airlines usually offer an alternative as soon as possible) and you take up the airline’s offer, you will not be able to claim trip cancellation benefits. However, if you do have a legitimate claim, you will need to file a claim, typically by filling […]

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Insurance Protection from Irene’s Wrath

As the East Coast faces Irene and recoups from her devastation, the travel plans of several thousands of people have gone awry. The storm is particularly worrisome for international visitors without trip cancellation insurance who have less time to juggle their schedule around. Trip cancellation insurance covers most of the costs related to a flight getting cancelled due to an unforeseen circumstance. A hurricane does fall under that category; however, to be valid, the travel insurance along with trip cancellation protection must have been purchased before a storm is identified and named. Most international travelers to the U.S. make trips […]

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Europe Trip: Should I Purchase the Agent’s Visitors Insurance?

When you book your overseas trip with your agent, you might be offered a travel insurance policy as well. In some cases, especially with trips to the European Union, the agent may strongly recommend (or sometimes even unethically force you) to purchase an insurance policy from them. This is illegal. Remember that you can purchase the travel insurance that you need, and that you cannot be forced to purchase the plan from your agent. Also, however, remember that the European Union Travel Directive specifies that a travel organizer must offer you a quote for travel insurance “at the earliest available […]

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Trip Cancellation Insurance Prevents Financial Disappointment

No one likes to see their well-planned trip cancelled. Add to that the worry of the financial losses related to the cancellation, and the frustration can be overwhelming. Trip cancellation insurance helps offset the financial part of the cancelled trip. Trip cancellation insurance is especially useful when you book the best deals, which can save you a lot of money. But the fine print contains details that usually include the disclosure that the expenses are not refundable, in case the reservations are not used. Trip cancellation insurance steps in to protect your “investments” in the trip. Trip cancellation insurance covers […]

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Weathering Travel with Visitor Health Insurance

Flights to the U.S. are full these days, with those trying to maximize time with their near and dear. The weather is fine by U.S. standards, but as a visitor, you must know whether weather will affect you, if the trip is to be memorable for the right reasons. First and foremost, visitors insurance is not merely a luxury, it is almost a necessity. Medical care is expensive in the U.S., and it is best to be safe than sorry. Second, keep in mind the weather of your destination. Pack appropriate clothing. Check the average temperature at the destination during […]

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Don’t Overlook Travel Insurance for Visitors

Summer’s the perfect time for travel, and U.S. residents may play host to friends and family from other countries as well. Most travelers to the U.S. may purchase visitors insurance from their home country for coverage in the United States. However, sometimes, the U.S. trip might also contain a detour to another country. It is important to ensure coverage for those trips as well. Let’s say Mrs. Gupta, who purchased health insurance for tourists in India, has arrived on a 3-month trip to the U.S., where her son lives. She has also planned a trip to Canada, where her brother […]

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Packing International Student Insurance Along with Books

Students packing for their studies abroad are probably busy finishing off their shopping—making sure they have all they need for a familiar life when studying. One thing to definitely think about is foreign student health insurance. While most colleges offer some student insurance, colleges also allow students to purchase international student health insurance from other sources, provided they comply with certain basic coverage requirements. When a student falls ill (in a non-emergency situation), the first stop should be the student medical center. Care here is usually at a subsidized price, and many insurance plans require that the problem first be […]

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Help From The US Consulate In A Travel Emergency

If you as an American citizen become ill or are injured when abroad, US consular officials can assist in certain ways. But ultimately you are responsible for medical and other costs occurred abroad, which is why it’s important to have comprehensive travel insurance. Travel insurance and trip cancellation insurance are essentials to help cope in unexpected situations. If you become seriously ill abroad the US Consulate can help in finding appropriate medical care and inform relatives and friends at home if you are unable to do so. A consular officer can also help arrange a transfer of money from the […]

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Student Travel Insurance Benefits

When you are studying in the United States at college or university money is often tight. That’s why student travel insurance can help by offering a budget travel insurance option for your vacations and study abroad trips. The cost isn’t the only benefit to a special student travel insurance policy. Student travel insurance covers you for medical expenses, medical evacuation and accidental death & dismemberment whether your trip is for spring break, an educational retreat, a class trip or a vacation. Travel insurance for students is an economical way of paying for this essential coverage. Most student insurance policies require […]

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Safety Tips For Backpackers

Whether you are trekking around South East Asia or backpacking in Italy and France, you need to pay attention to your safety. First of all, worldwide travel insurance is essential. You can pick up reasonably priced world travel insurance policies for the amount of time you’ll be away. Plan your journey with the help of a good guidebook and the advice of friends who have also travelled. Book the first few nights’ accommodation in advance, particularly if you are travelling alone. Send your insurance details and other important information to your web email account so you can easily access it. […]

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