While navigating the seas can be an easy task for mariners, navigating the world of marine crew insurance may not! With a plethora of plans available, crews of marine vessels are often at a loss to choose the right plan.
The first stop for any mariner must be their employer—most employers offer some kind of health insurance, although coverage may be woefully inadequate. Remember that yacht crew insurance needs to be valid throughout the world, in most cases.
International Medical Group brings its Global Crew Medical Insurance plan, tailored especially for mariners who travel around the world. There are two options that the plan offers: coverage throughout the world, and coverage all over the world excluding the U.S. and Canada. The second option is best for those who already have health insurance in the U.S. and Canada, or those mariners who do not plan to be back in the intervening period.
The maximum lifetime benefit of the plan is $5 million, and offers a range of benefits including outpatient care and hospitalization expenses. Emergency medical evacuation, repatriation of remains, and mental care are also included in the schedule of benefits.