One of the travel trends that have risen through the years is adventure sports (with travel medical insurance helping to take care of that little nagging feeling of insecurity). While activities such as bungee jumping and skydiving were earlier on the itinerary of only the most intrepid traveler, many more are attempting these now. Some travelers even participate in these activities on a whim.

If a traveler plans to undertake any adventure sport, then it is best to check whether their current travel insurance policy covers it and if not, they must purchase the appropriate sports coverage.

One point to note is that some travel medical insurance plans, such as Patriot Group Travel plan, offer two types of coverage: a leisure sports rider, and an extreme sports rider. The leisure sports rider covers leisure sports such as jet skiing, scuba diving, snorkeling, surfing, and windsurfing. The extreme sports rider offers expanded coverage to include BMX, bungee jumping, hot air ballooning, kayaking, paragliding, skydiving, and paragliding. These activities must not be engaged in competitively.

As always, it is best to read the policy document to know what is covered and what is not. A travel medical insurance plan can help the traveler let go of all fears, and jump off that plane at 10,000 feet!