When you are an international student, you tend to be wary of spending any money at all. However, when money is spent in the right places, you can actually save it in the long run. One such expense is international student insurance. This is not something a student discusses, and generally a student signs up for the default college plan.
However, it is important to know how you are covered, and how much you are covered for. And what you must really do when you fall ill. International student insurance offers, by default, in addition to medical cover, cover for emergency evacuation and repatriation of remains. By law, student plans are also required to provide some coverage for mental health and substance abuse care.
However, check for where you are covered. Some plans only provide full coverage within the state of residence. If you are ill, the general idea might be to wait it out a few days and then report to the student health center.
Remember, though, that it may not always be a good idea. If symptoms persist for more than a couple of days, and if the temperature is above 102, then it is time for a visit to the student health center. Most foreign student insurance plans offer 100% coverage, if treatment is first sought at the student center.