Immigrant health insurance plans are geared toward legal immigrants to the United States. Some plans, such as the ImmigrantSecure plan by Lloyd�s of London, are fixed benefit plans. ImmigrantSecure, like most health insurance plans for immigrants, covers hospitalization, outpatient care, ambulance services, prescription drugs, emergency medical evacuation, repatriation of remains, and AD&D.

ImmigrantSecure offers four plans with different levels of coverage and deductibles. Those who are 80 or older must choose Plan A ($10,000 policy maximum for the age group). Those who are between 70-79 years of age can choose between Plan A ($25,000 maximum) and Plan B ($50,000 maximum). Those who are 69 and younger can choose among four plans with varying maximum coverage amounts.

Coverage varies by the plan chosen, and since the plan is a fixed benefit plan, limits are set for each type of treatment received. Immigrant Secure has a pre-existing condition look-back period of six months for those under 70 years of age, and 12 months for those who are 70 and older.

Pre-existing conditions, pregnancy, dental care (unless as a result of an accident), and home nursing care are not covered by the ImmigrantSecure plan. However, the plan does not use a PPO network and cashless settlement may not be possible at the time of treatment. However, this also means that a plan holder can avail of treatment from any hospital or physician.