Comments on: Insurance for Visitor – Pre-existing Conditions Coverage

By: MS

MS — Tue, 03 Feb 2009 21:08:36 +0000

I did buy this insurance with pre-exiting coverage clause. My
father had to be installed a pacemaker. He had angioplasty done
2 years before but doctors said that requirement of pacemaker
is entirely independent of his condition earlier so it couldnt
be treated as a pre-exiting condition. But, atlas america denied
all the claims based on the clause that it was pre-exiting condition
inspite of we buying the above mentioned insurance and the reason
was that we did not sought treatment within 24 hours of symptoms.
The symptoms he was having earlier than 24 hours were not enough
to sought any treatment. As soon as we noticed that his pulse is low then we took him to ER within 24 hours. If atlas america said that
we reject claim on pre-exiting condition then why make fool of '
people by false advertising and by rejecting claims on foolish
excuses. WOuld you go to ER if you have a little low blood pressure.
.

By: admin

admin — Thu, 31 Jul 2008 23:20:15 +0000

1. For the visitor over 70: You can consider the Liaison Majestic Insurance (comprehensive plan for both hospital and out-patient expenses) which offers limited coverage for stroke and heart attack due to a pre existing condition. Another plan you can consider is the Inbound Hospital Insurance (limited coverage plan for hospital expenses only) providing some coverage for a pre existing condition. 2. Asthmatic Condition: The Atlas America Insurance (comprehensive plan for both hospital and out-patient expenses) can provide coverage up to $15,000 for acute onset of pre existing conditions (for people below 70 years). Please call us at 877 593 5403 or visit us on the web at www.nriol.net to get quotes and compare visitor medical insurance plans.

By: mavil paul

mavil paul — Thu, 31 Jul 2008 22:20:59 +0000

i would like to know the coverage given to visitors who have under gone
cabs (open heart) & are aged 70+.
2. whether asthamatic conditions come under pre existing conditions
& the agelimit upto wich insurance will be available for them

By: admin

admin — Thu, 24 Jul 2008 13:07:21 +0000

For your Dad (71 years): You can consider the Liaison Majestic Insurance (comprehensive plan for both hospital and out-patient expenses) or the Inbound Hospital Insurance (limited coverage plan for hospital expenses only) providing some coverage for a pre existing condition. For your Mother (68 years): The Atlas America Insurance (comprehensive plan for both hospital and out-patient expenses) can provide coverage up to $15,000 for acute onset of pre existing conditions (for less than 70 years). Please also review our Visitor Insurance Frequently Asked Questions (FAQs) section to understand the distinction between a "fixed benefits program" and a "comprehensive program". Also, you can compare quotes, plans features etc. on the page for visitor medical insurance comparison. Alternatively, you can call us at 877.593.5403