This means you will have coverage for a pre-existing condition if you need to cancel/interrupt your trip. You get this by purchasing the policy within ‘x’ days the company requires (this varies for different companies), after the first payment towards your trip is made.

If your medication is controlled and you see a Doctor for routine checkups, this would not be considered a pre-existing condition. It would only be considered a pre-existing condition if your Doctor altered your medication, had a test done, requested that a test be done, or changed your diagnosis.

This is the number of days that the insurance company will “look back” from the day the insurance was purchased, to see if your claim is related to a pre-existing medical condition.

Pre-existing condition refers to any injury, disease or illness occurring prior to and including the effective date of your insurance.