A Schengen visa allows its holder to move freely in all the member states of the European Union who signed the Schengen agreement within the validity of the visa.

Travel insurance from credit cards is usually limited to coverage for car rental damage, flight accidents or for accidental death while you are traveling. Also, this protection is in effect only when you pay for travel with that particular credit card. Most credit cards do not offer any coverage for travel medical expenses, evacuation costs, [...]

Most J-1 programs require a minimum stay of three weeks and allow a maximum stay of three years. One six-month extension can be given by the “sponsor” if the additional time is needed for the scholar to complete the purpose for which he or she originally came to the United States. In unusual circumstances and [...]