In most visitors medical insurance and travel health insurance policies, there is a requirement for pre-certification (for medical necessity) in case of hospitalization or surgery. Pre-certification is basically a permission you need to obtain�written or oral�from the insurance company before a said procedure is performed. This is a tool used by the insurance provider to [...]

As with many rules, some of those who apply for the Schengen visa are unfortunately looking for ways to circumvent the rules regarding the travel insurance policy imposed by the Schengen countries. However, not only is it a bad idea, it is also illegal, and could lead to very serious consequences. Some applicants purchase insurance [...]

Travel to Europe can be fascinating, and is easier with the introduction of the Schengen visa. When applying for the visa, one of the requirements is to show the existence of travel medical insurance that fulfils the prerequisites imposed by the visa consulates. The international travel medical insurance purchased must provide coverage of at least [...]

After looking at Visiting Europe on a Schengen Visa-I: Valid Countries and Where To Apply, let us now figure out what documents are required (yes, travel insurance is among them) to apply for a Schengen visa. First, after you have decided the embassy at which you must apply for the Schengen visa, you must apply [...]