For beginners who want to understand all about health insurance policies, here are certain terms which could be hard to comprehend. Deductible This refers to the expenses that the insured has to bear before enjoying the benefits of the health insurance plan. This is generally charged on a yearly basis. The amount differs depending on [...]

Wellness benefit coverage in a health insurance plan typically covers for routine health examinations like screening and diagnosis tests, blood tests, cholesterol and thyroid examinations, smear tests, neurology examinations and cardiovascular examinations. Vaccination costs for children are also included in this coverage. The insurance provider who offers this benefit as part of medical insurance generally [...]

People who are on the entrepreneurial track should ensure that they are covered by an appropriate health insurance plan as soon as they leave their permanent jobs. Appropriate health care helps the entrepreneur focus on the success of business without the burden of financial expenses as a result of an un-expected illness or injury. As [...]

Exclusions are those conditions that the insurance plan shall not cover. All insurance plans have exclusions; there isn’t an insurance plan without exclusions. Exclusions are generally listed as a separate section in the policy certificate but in some cases, they can be distributed in various parts of the document. Look at the list of exclusions [...]