Congratulations! You�ve arrived in the United States on a scholarship�say, a Fulbright scholarship. What�s more, the program also provides international health insurance, so that�s one less thing to worry about. Not quite. As is often the case, the insurance that comes with an academic grant is usually very basic, and does not cover healthcare for [...]

Often, children of parents who visit the United States are thinking: My parents have no medical problems. Why do they even need international medical insurance? It’s precisely the parents who don’t have previously existing conditions who will benefit most from visitor medical insurance in case they fall ill. When preparing for a U.S. visit by [...]

There are different health care policies offering various options for coverage � HMO, PPO and POS. HMO policies charge nominal premiums for health insurance but they offer very less flexibility in choosing a provider. In addition, they do not reimburse in case the insured chooses outside the network. Even the specialists you consult should be [...]

If you can, plan well ahead before leaving your current job so that you would have adequate time to switch your health insurance plan to a more affordable alternative. If you switch before leaving your job, you are entitled to continue your health insurance coverage under COBRA at a more affordable premium for about 2 [...]