You’re planning a trip to the U.S., and want to buy visitors health insurance for your trip. Realistically, how do you really go about it? Searching for companies that provide insurance may be too time-consuming, and calling an agent, too confusing.

With the internet, looking for insurance plans such as visitors insurance and international student health insurance plans, comparing the different features and rates, and also purchasing plans has become easier. But here too, there’s a catch! There are several comparison web sites; which one do you go for?

First things first: Remember that the rates are not going to be too different between the different sites, unless the sites are doing something fishy. The main difference is in the choice available, and the customer service you receive. So, how do you choose a site to work with? One of the things you want to look for is the range of plans a website offers. If a site only offers a couple of plans, you are losing out on the choice available to you.

Next, you might want to look for their expertise. A web site focused on homeowner’s insurance, for example, may not work well for travel insurance needs. Also, ask around and look at customer reviews—the experience of prior customers can tell you a lot about the company. Finally, check that the company is legitimate, and whether they are accredited by the Better Business Bureau or any such entity.