With so many insurance companies offering visitor medical insurance to the United States, and all of them at attractive prices, which one should you choose? What are some of the criteria to look for when choosing a policy?
One of the things you want to check is whether the policy offers cashless settlement in the United States. That is, if the visitor falls ill and visits a hospital, will the insurance card be sufficient, except for excluded costs? With so many American companies offering visitor health insurance and medical insurance, it makes sense to go for a company that does cashless transactions.
Also check the A.M.Best rating of the company offering visitor insurance. A.M.Best rates insurance companies based on their financial stability and health. Buy policies from companies with a high A.M. Best rating (A+ or A).
Last, compare prices and choose the one that seems right for you. A lower price is not always a better company, so you might have to take the company into consideration. Also, ask your friends and neighbors who have successfully made visitor insurance claims. It is very important to take into account all these factors before buying insurance, especially visitor health insurance for parents visiting the United States.