One in 10 Senior Travelers without Insurance

News recently released from a survey completed by the insurer Staysure reveals that many senior travelers are choosing to travel without insurance. The insurer specializes in travel insurance for the over-50s and says that around 10 percent of senior British travelers is taking a gamble and taking their vacations without adequate travel insurance. A further one in 20 British seniors revealed they had lied in the application about a pre-existing medical condition, or failed to declare a condition in order to keep the cost of premiums down. The reasons seniors give for failing to buy travel insurance or purchasing insurance […]

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Glossary of Important Insurance Terms

Reading through an insurance policy brochure can seem like reading in a foreign language sometimes – all those terms and descriptions sound complicated and unusual. We’re here to put all you need to know about travel insurance into plain and simple language. And if you’re looking for good deals on international travel insurance, the best place to find them is online. Exclusions are the healthcare services or baggage items that are not included or covered on your medical travel insurance policy. Every policy has a different set of exclusions and the only way to learn about them is to read […]

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Travel Insurance Claims and Alcohol Consumption

Be careful if you overindulge when you are on vacation because being under the influence of alcohol could invalidate your international travel insurance. When we take out travel insurance for our vacation we often don’t think about how we can help protect ourselves from accidents and illnesses. Most of the time, when we claim on our travel insurance for medical treatment, the reason is beyond our control. But sometimes we do things that knowingly endanger our health – something an insurance policy may not cover. For example, if you are under the influence of drugs or alcohol when you fall […]

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Travel Insurance: Don’t Rely on Free Cover

Many credit card companies offer you free travel insurance or free international flight insurance, and a lot of people take up these supposedly generous offers. But have you stopped to consider whether free international travel insurance is really all that it claims to be? Many people find out that the free insurance on offer from credit card companies doesn’t match up to the insurance protection that specialist insurance companies can provide. Some credit card companies claim to offer complimentary travel insurance that includes coverage for trip cancellation, travel delays, lost baggage, accident insurance and rental car insurance. Many complimentary travel […]

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Traveling With Disabilities

Traveling with disabilities is entirely possible although you may need to put in some extra work in terms of forward planning and combating problems with access. Certain countries will not have the same provisions in place as others when it comes to accessibility for disabled people. Some preparation before you travel can help you avoid problems at your planned destination and help ensure you enjoy a safe, stress-free trip. Make sure you have good quality travel health insurance to protect you while you travel. You need to make sure you are equipped with the correct travel insurance for your needs […]

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Why Do I Need International Travel Insurance

I have a great insurance policy that my work provides for me. It covers everything I could possibly need. I have low co-insurance payments at the doctor, my family can visit the emergency room any time they need, and prescriptions are cheap under this plan. Why would I need to buy international travel insurance for my family vacation? Besides, I am only going to be gone for a couple of weeks. Have you had that conversation with yourself before? Many people take this approach, and unfortunately it is a rather uninformed one. First off, not all insurance policies cover incidents […]

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Free Travel Insurance for Children

When traveling with children, often the most common question asked is about buying a travel insurance policy for the children. Travel medical insurance for children is not very expensive, because of the low risk of illness that they pose. What’s more, some plans offer great coverage for children, including free coverage. The TravelGuard travel insurance plans feature free coverage for children aged 17 and under when they travel with a covered adult. That means that for every adult, one child (17 years or under) will receive free coverage. The TravelGuard Silver plan is basically a trip insurance plan, covering trip […]

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Air Travel in the Time of Volcanic Ash

Millions of dollars in travel insurance policy claims. Thousands of passengers stranded in airports around the world. The volcanic ash over Europe has paralyzed international travel to a large extent. This is exactly the sort of event that international travel insurance plans and trip cancellation insurance plans are purchased for. This is also exactly the kind of event that gives airlines and travel insurance companies a bit of trouble, since it means settling a large number of claims within a short period. If you are one of those clairvoyant few who did purchase travel insurance with trip cancellation benefits, you […]

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Without Insurance, Food Allergies Leave Bad Taste

Sometimes, international travel health insurance can leave a bad taste in your mouth. Let’s say your friend is traveling to Korea. Just as she starts to enjoy the strange culinary delights of the country, all goes downhill. While eating her dessert after a heavy dinner, she is hit by a severe allergic reaction that requires her to be hospitalized. She didn’t know about her allergy, but her international travel health insurance plan does not reimburse her. As a result, she has sworn off travel insurance. Her only complaint is that she had bought insurance for precisely such a situation and […]

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Res-Capades of the Recession

The recession has given rise to a new kind of traveler, and a word for him (or her): the res-caper. In a study conducted by a U.S.-based travel Web site, it emerged that around a fifth of the people who lost their jobs because of the recession are planning extended trips abroad with Australia being a top choice. These ‘res-capers,’ who travel internationally for various reasons, including trying to beat the recession, will spend $622 million on their international travel. About a quarter of the res-capers will use their severance package to fund their trips. However, an international travel insurance […]

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