After Graduation, What? OPT Insurance!

Students anywhere are always looking to save money; even more so, international students in the U.S., because they have less money to spare. While a student may be covered under international student insurance when a student, right after graduation, the plan will likely cease to cover him/her. A period of one year, after graduation, is called the Optional Practical Training period, and is used to gain practical knowledge in the field of study. Coverage during this period is possible through OPT health insurance. The OPT period generally starts the day after graduation. If there is an existing insurance plan, the […]

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Study In Peace with College Student Health Insurance

Come December, and some college students are trying to switch colleges. Some subsidized health insurance for college students is valid only in the state that the college is in, and coverage outside the state is limited. However, some student insurance plans, especially those purchased independently, offer a wider coverage throughout the country. A student will then be covered under the same insurance policy, and need not go through another application process. Health insurance for college students is especially useful for those who enroll in college after a few years of graduating from school, and their parents’ health insurance plan ceases […]

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Signing on to International Student Insurance

International student health insurance is a much-debated topic. While it is important to be insured against the fallout of illnesses for a student, it is also the time for scrimping, and students are loath to spend money on health insurance, which they might see as an unnecessary expense. This is especially true of international students, whose finances suddenly seem to shrink due to the vagaries of currency exchange. Add to this the confusion and adjustment issues in a new country, and it is indeed a stressful time for the international student. Most of them just sign up for the college-sponsored […]

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Packing International Student Insurance Along with Books

Students packing for their studies abroad are probably busy finishing off their shopping—making sure they have all they need for a familiar life when studying. One thing to definitely think about is foreign student health insurance. While most colleges offer some student insurance, colleges also allow students to purchase international student health insurance from other sources, provided they comply with certain basic coverage requirements. When a student falls ill (in a non-emergency situation), the first stop should be the student medical center. Care here is usually at a subsidized price, and many insurance plans require that the problem first be […]

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OPT Insurance Protects Students During Training

Thanks to unprecedented economic difficulties around the world, job markets are more competitive than ever. So for international students hoping to land jobs in the U.S., OPT programs are more valuable than ever. For students fortunate enough to land these opportunities, OPT health insurance is an essential purchase.   Students graduating college no longer find themselves competing only against other recent graduates for jobs. Since so many people around the world have lost their jobs over the past few years, experience professionals are often looking at entry-level jobs. So students are strongly encouraged to get internships during school. International students […]

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Why Should I Buy Foreign Students Insurance Online?

Foreign students insurance makes for an important investment for anyone studying abroad. Not only does it assure you of high quality medical care at an affordable price while visiting another country, it also satisfies the requirement many schools now have mandating that all students have proof of insurance when registering for courses. There are many ways to buy this insurance, but perhaps the best option is to buy online. One great thing about buying online is that doing so allows you to compare prices from multiple insurance providers. By looking at different plans side-by-side, you can make sure you are […]

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Insurance Follows Students Wherever They Go

College life is one of penury for most students, not just international students. Managing costs and looking for ways to save money are the hallmarks of a student, and health insurance for students is an area where students can save money without sacrificing the quality of coverage. Purchasing college student health insurance from outside the college/university is not just the domain of the international student. Some U.S. students may find that their parents’ plans don’t cover them anymore. The Assurant Student Select insurance plan offers affordable coverage for students studying at a U.S. university or college. The plan offers a […]

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OPT Insurance Best Option for Safe Training Period

If you’re an international student looking at graduating and enjoying your Optional Practical Training period, remember that to enjoy life on OPT, you need to ensure your peace of mind by purchasing adequate OPT health insurance. Once you graduate, you will not be a full-time student and your health insurance will also likely expire. That is in case you purchased international student health insurance through your college or university. If you purchased student health insurance from outside, you might still be eligible to continue coverage, or easily switch over to a different plan. Check that with your insurance provider. Since […]

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Study USA Insurance Unfetters Students Away from Home

Study USA Insurance brings a simple and cost-effective student health insurance plan to the reach of all students studying outside their home country. The Study USA-Healthcare Insurance plan covers both international students studying in the United States and U.S. students going abroad for studies. The plan is specifically tailored to meet the needs of students, and is a comprehensive plan with inexpensive premiums. The premium is as low as $38 per month for students under 24 years of age. There are two levels of coverage—at $250,000 and $300,000 maximum benefit per injury or illness. The plan covers inpatient and outpatient […]

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Student Premiums Lining College Insurance Profits, Says Study

For students who are puzzled by the high costs of international student insurance plans, a recent report titled, ‘Student Health Program Baseline Report’ released in Massachusetts might offer some light. The report, released by the Division of Health Care Finance and Policy, states that Student Health Programs (SHPs) offered by colleges and universities in Massachusetts have a higher profit margin for their student plans than for plans for the regular public. The report has predictably caused a stir within the student community, as the school-sponsored plans are largely seen as being the top insurance choice, especially for international students. The […]

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