Ensure Employment, Insure Health for Summer

International students have a lot on their plate without having to worry about international student health insurance, especially right now, with summer just two months away. For many international students, this is a good thing, because it means that they can work on campus for 40 hours, compared to the 20 hours they are usually able to work during the fall and spring semesters. It is a good time to put out feelers to prospective employers within the campus. If you are an international student in a graduate program, it is a good time to gain both valuable experience and […]

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Mechanics of International Student Insurance

Life may be the greatest education of all, but U.S. colleges must come in pretty close, with the U.S. being the top destination for international students! One thing to remember when studying in U.S. colleges and universities is that international student insurance can make or break your life. Most U.S. colleges offer sponsored international student health insurance. In many cases, a student is automatically enrolled in the college-sponsored plan unless he/she opts out of it. To opt out, an international student usually has to demonstrate comparable insurance from another source. There are several student health insurance plans available, that satisfy […]

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Affordable Health Insurance Plans for College Graduates

Reports have been released that around 1 million college alumni have dropped out of insurance coverage from their parent�s health insurance. Since they are generally short of money for heavy investments, they tend to opt for affordable health insurance plans that would provide suitable coverage in case of medical emergencies. Health insurance obtained through employers is generally affordable by fresh graduates. However, during the current economic crisis they find it really difficult to even get a nominal paying job. The unemployment rates of these fresh graduates are high in the current scenario of global economic crisis. Though they are recruited […]

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International Student Insurance Coverage

If you are a student and desire to pursue education outside your home country then international student insurance is a must. It offers an affordable solution for life threatening situations that come your way unexpectedly. Student visas and educational institutions require visiting students to be covered under an exclusive student health insurance for secure life abroad. Your domestic insurance will not follow you while studying abroad. A comprehensive international students insurance travels with you wherever you go. Hence, international student health insurance is a suitable option for students studying in USA and abroad. It is specifically designed to meet the […]

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Why International Student Medical Insurance

Life overseas is thrilling � folks from all over the world and all walks of life, maybe a new language and different culture! But there are might be a few challenges also. Unforeseen events such as falling sick or meeting with an accident can be very stressful when you are away from home. Investing in medical insurance is a must for every international student as it protects them from unfortunate events and also gives them peace of mind. Students covered by international students medical insurance can find the right doctors and hospitals very easily by accessing the affiliated PPO network. […]

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Should I visit my campus health center first in case of sickness?

Most international student insurance plans offer lower or no deductible if you visit your campus health center first for any sickness. To keep your out of pocket costs low it is a good idea to first visit your health center if it is not a life threatening emergency. If you do not have a health center, make sure you visit a physician or hospital that is a part of your international student insurance plan network.

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The international student insurance offered by my university is very expensive? How can I get comparable coverage that is cheaper?

Most universities require their students to purchase international student medical insurance before they are allowed to enrol for classes. Some universities offer their own health plans. In most cases these plans are quite expensive. The university may give you a choice to opt out of their coverage if you purchase international student insurance that meets certain requirements. You can discuss these requirements and send us the waiver form to receive recommendations of comprehensive plans that offer excellent coverage to international students. After your purchase we can help you with completing your waiver form saving you a lot of money.

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I am here on a F1 visa and my insurance is paid by my university. Can I purchase a student insurance plan for my dependants?

International student insurance is available to international students and their dependants. The dependants are not eligible to purchase the insurance for international students if the student does not purchase the plan. In your case since the insurance for the international student has been paid for you can consider one of the several visitor medical insurance plans that can cover visitors on any visa to the US. Another choice would be to waive out of your student plan and purchase a international student insurance plan for the whole family.

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