Why do I need a travel protection plan if I have credit cards that include travel insurance?

Travel insurance from credit cards is usually limited to coverage for car rental damage, flight accidents or for accidental death while you are traveling. Also, this protection is in effect only when you pay for travel with that particular credit card. Most credit cards do not offer any coverage for travel medical expenses, evacuation costs, or trip cancellation expenses.

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Should I visit my campus health center first in case of sickness?

Most international student insurance plans offer lower or no deductible if you visit your campus health center first for any sickness. To keep your out of pocket costs low it is a good idea to first visit your health center if it is not a life threatening emergency. If you do not have a health center, make sure you visit a physician or hospital that is a part of your international student insurance plan network.

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How can I purchase visitor insurance for my 2 children who are below 18?

Visitor insurance is available to children over the age of 14 days. The children can be together on a plan if atleast 1 parent is applying for the visitor medical insurance. Some visitor medical insurance plans offer free coverage for a child if the parent purchases coverage. In the event the parent does not need coverage, you can purchase coverage only for the children using a child only rate. You must purchase 2 separate visitor health insurance plans, one for each child. The plans do not allow for 2 children to be on the same plan without an adult.

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The international student insurance offered by my university is very expensive? How can I get comparable coverage that is cheaper?

Most universities require their students to purchase international student medical insurance before they are allowed to enrol for classes. Some universities offer their own health plans. In most cases these plans are quite expensive. The university may give you a choice to opt out of their coverage if you purchase international student insurance that meets certain requirements. You can discuss these requirements and send us the waiver form to receive recommendations of comprehensive plans that offer excellent coverage to international students. After your purchase we can help you with completing your waiver form saving you a lot of money.

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I have recently started my OPT and no longer qualify for international student insurance. What can I purchase?

If you are on your OPT and not registered for full time classes, you are not eligible for international student insurance plans. You may also not be eligible for insurance sponsored by your employer. This leaves you in a vulnerable spot. Make sure you are protected by purchasing a OPT health insurance plan. OPT medical insurance offers coverage to students on their training period and can be renewed till they find employment and are covered under their employers plan. The OPT medical insurance plans offer coverage all around the world and may also limited coverage in your home country for […]

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Can a visiting scholar come with a visitor’s visa?

Yes, a visiting scholar can come with what is called a B-1 “visitor for business” visa. Under certain limitations, a person in B-1 status is permitted by U.S. Citizenship and Immigration Service (USCIS) regulations to be reimbursed for expenses, and, under the amended law, can be paid an honorarium in any amount. Visiting scholars who are going to meet all of their own expenses can also come in B-1 status. Acquiring a B-1 visa does not entail any formal immigration document from the University. To obtain a B-1 visa, a prospective scholar ought to have an invitation letter from the […]

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