Lessons from Samoa: No Travel Without Insurance

It’s something that wrenches the heart the news of a tsunami hitting the coast of Samoa and American Samoa, taking with it the lives of 176 people, and counting. Once again, a leading beach destination has been pounded and torn to shards. For those who suffered injuries, one hopes their international travel medical insurance will cover the costs of their treatment. As in the tsunami of 2004, tourists may also suffer from post traumatic stress disorder. Some international travel insurance policies cover PTSD,if you’re traveling to a beach destination in the Pacific, check out such coverage. Samoa‘s economy depends so […]

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When These Are Insured, Shouldn’t Your Trip Be Too?

The concept of insurance was initially applied to goods traversing long distances, so ships and their goods were the first to be insured. However, the concept soon caught on to include anything that was deemed valuable. Your health obviously is an example, which is why it makes sense to take out visitor medical insurance. If you look at any event that can cause a loss, there’s probably an insurance policy to cover it. Consider these weird policies if these can merit insurance, you must sign up for visitor health insurance! A London-based insurance brokerage firm has several people looking to […]

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Student Health Insurance Need Not Recede with Economy

The current economic scenario is making everyone think twice about every dollar they spend. Students, especially, have a tougher time taking bold decisions. For one, the job scenario is so fluid that an offer letter is no guarantee anymore. In the melee, it’s important that their student health insurance is not lost. Graduates who have no job or dependable insurance need not add to the nearly 15% of the population who are uninsured. There are affordable basic short-term health insurance plans that can help tide the graduate over until he/she can get full coverage. First, check with your current insurance […]

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Common information for Schengen Visa Applicants

If you intend to transit through or visit several Schengen states (Germany, Austria, Belgium, France, Greece, Italy, Luxembourg, Netherlands, Portugal, Sweden, Spain, Denmark, Finland, Iceland and Norway) for up to 90 days for tourist or business purposes you have to obtain your Schengen visa from the Consulate of the country of your main destination. If your main destination cannot be ascertained, the country you first enter is responsible for granting your visa.Schengen visas for stays over 90 days are not available. It must be noted that the border authorities are entitled to examine whether, at the time of entry, the […]

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What are the documents required while applying for the Schengen visa?

2 application forms (completely filled in) with photograph. Valid passport (validity must extend until at least 3 months after the end of the planned journey). Copy of itinerary with confirmed reservation, airline ticket to be presented prior to issuance of visa. Proof of sufficient means of support e.g. bank statements, proof of income or an invitation letter and sponsorship declaration from your relatives / friends in a Schengen country. Letter from your company giving details about your business trip. Proof of health insurance cover for your stay in the Schengen area to be presented prior to issuance of visa. Visa […]

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What are the different types of Schengen visa?

Transit visa: This visa allows you to pass through one or more Schengen member states on your way to a country outside the Schengen space. This visa can be valid for up to 5 days.Validity: 1 to 5 days Number of entries authorized: 1 or 2 Airport transit visa: This visa allows you to transit through the international zone of a French airport with no access to the Schengen space, before flying on to your final destination. Short stay Schengen visa: This visa allows you to travel freely within the Schengen Space, including France, and spend a maximum of 90 […]

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What is financial default coverage?

The Financial Default protection benefit is part of the Trip Cancellation/Interruption benefit. Financial default coverage applies if the airline, cruise line, or tour operator goes out of business and you are unable to travel or suffer financial loss. In order for this coverage to apply, coverage must be purchased within 7 – 21 days (depends on company) of the initial deposit. After determining if you qualify for the benefit, some of the plans have 7-14 day waiting period before the benefit would become effective. Additionally, this benefit would be only available if the airline, cruise line or tour operator was […]

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