Birth Tourism: U.S.Citizenship Loophole?

A birth tourist is a pregnant woman who visits another country, delivers her baby,, and then returns to her own country.  This type of tourism exists in many countries in different regions of the world.  It is driven by an assortment   of personal, social, economic and political reasons.  For the parents, these may include better medical care standards, no-cost or low-cost national health programs or circumvention of one-child policies.  For their children, having citizenship in another country and holding a passport issued by that country might provide advantages.  These may include a refuge in revolution or war times, avoidance of […]

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Ebola Outbreak- How Safe is it to Travel

The recent outbreak of Ebola has caused widespread fear not only in West African countries but possibly the world over. With a fatality rate of up to 90%, Ebola is one of the most lethal viral diseases with currently no effective vaccine or treatment to prevent it. It has taken many casualties, spreading to multiple countries, and if unchecked, can turn into a major outbreak which would take months to contain. Ebola is caused by the Ebola virus, which is transmitted through direct contact with blood or other bodily fluids from infected people, dead or alive. As the Ebola virus […]

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9 Reasons Why South Africa is a Must-Visit Destination

South Africa has been steadily growing in popularity and now welcomes more foreign visitors than ever. South Africa offers a whole host of attractions for visitors. Looking for the next travel hotspot? Wondering where you can visit that combines safari with sun, sea, sand and city life? Try South Africa. The number of foreign travelers to the country increased by 14 percent from 2012, according to figures from Cape Town Tourism released last year. In short, South Africa is a hot destination – for these nine reasons and more. 1. South Africa is a Unique Mix Where else can you […]

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India Extends Visa-on-Arrival Service to 180 More Countries

India is now looking to expand its Visa-on-arrival program. The program is currently available to 11 countries, but India wants to extend it to another 180 countries. Countries that would become eligible would include China, the United Kingdom, and the United States. If things go according to plan then the only countries that will remain ineligible for the Visa would be Pakistan, Sudan, Afghanistan, Iran, Iraq, Nigeria, Sri Lanka and Somalia. The program is an attempt by the Indian government to promote international tourism. If the program is approved, the government will need 5-6 months to organize and construct the […]

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Sleep Tips for Healthy Flying

Flying plays havoc with your sleep. If you normally have problems sleeping, flying will make them worse and if you love a good night’s sleep you may find yourself frustrated when you fly. Read on for some tips to get a good night’s sleep when you travel. When you sleep well you feel more rested and you are better able to enjoy your vacation or have a healthy business trip, and to adjust when you get back home. Make sure you exercise after you have a long flight. Exercise wakes up your muscles and puts you in a healthier state […]

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Insurance Debate Rages as States Prepare to Sue

Barack Obama may have overarching ambitions to ensure that the average American doesn’t go without health insurance. However, the bill that the uninsured American might be subject to fines if they don’t have U.S. health insurance by 2014 has run into rough weather. Several states, now 14 in number, have expressed interest in suing the federal government protesting this stipulation. The bill, as it stands now, looks to penalize all Americans, other than lower income Americans, in case they are found lacking in insurance. Also, employers who do not provide adequate long-term health insurance to their employees will also face […]

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Health Insurance Tips for the Young and Restless

Health insurance reform is on everybody’s lips these days. When the White House called the nation’s largest health care insurance company executives for a meeting, the conversation focused on the increasing cost of health insurance in the U.S. Health insurance executives maintain that the increase in health insurance premiums is mainly due to a population whose young and healthy are shunning insurance, and rising costs of health care itself. The White House reportedly asked the insurance executives for more information justifying premium increases. While the health care debate is in full force, it is no secret that the insurance executives […]

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Managing health care – HMO, PPO and POS

There are different health care policies offering various options for coverage – HMO, PPO and POS. HMO policies charge nominal premiums for health insurance but they offer very less flexibility in choosing a provider. In addition, they do not reimburse in case the insured chooses outside the network. Even the specialists you consult should be a part of the network. PPO policies are more flexible in choosing a provider. These policies offer partial reimbursement while taking consultations outside the network and charge high co-insurance and co-payment amounts. In case the insured needs to consult a specialist, he does not require […]

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Tips to follow before you quit the job

If you can, plan well ahead before leaving your current job so that you would have adequate time to switch your health insurance plan to a more affordable alternative. If you switch before leaving your job, you are entitled to continue your health insurance coverage under COBRA at a more affordable premium for about 2 months If you do not find an appropriate self employed insurance option within the time frame where you are entitled for COBRA, your new health insurance plan application may be rejected or you may not be covered for your pre-existing conditions for a pre-defined waiting […]

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Coordination of Benefits in health insurance

Coordination of Benefits defines how the cost of reimbursing expenses would be split by the insurance providers if the policyholders have purchased are a part of more than one group insurance plan. Imagine that your employer offers health insurance benefits through the company’s group health insurance policy. Also, you have health coverage through memberships in certain institutions. In addition, you are also covered for your medical bills by your spouse’s employer in another group policy. All the above insurance plans would offer reimbursement for the medical bills. In the past, when people were part of more than one group insurance […]

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