Which Expat Insurance Is Best For Me?

Many people today live and work abroad. Whether you stay one month covering the opening of a new office or 10 years raising a family in a different country, the need for expatriate insurance is higher than ever. Many people will not qualify for local health insurance in their new country. For others, the standard of public healthcare is not high enough to meet their requirements. Expat health insurance fills the gap. Which coverage is right for you? Two types of expatriate health insurance exist to cover you wherever in the world you live. The first is short term insurance, […]

Read more »

Health Insurance Perks for Nannies

Attracting the best possible carer for your children can be difficult. That’s why many people who employ nannies or childminders offer nanny health insurance as an incentive. Offering health insurance to your prospective nanny as a bonus means you get a wider choice of applicants from which to find the perfect match. Nanny health insurance can be short term or permanent and covers in-patient hospitalization and doctor’s office visits. Other highlights can include coverage for surgery, prescription drugs and ambulance expenses. You may also be able to offer health insurance in lieu of a higher salary and reap some tax […]

Read more »

Malaria: Know the Risks and Get Treated Fast

If you’re traveling long-haul, here’s another reason to make sure your travel health insurance is of good quality and up to date – malaria. Malaria is a potentially life-threatening illness that is relatively easy to pick up if you travel to at-risk areas. With swift medical treatment you increase your chances of cure. Malaria is spread by the bites of infected mosquitoes. The disease is prevalent in Mexico and Central America, South America, sub-Saharan Africa, the Indian subcontinent, Asia, the Middle East and Eastern Europe. Check with your healthcare provider if you need anti-malarials for your trip and which one […]

Read more »

Pre-existing Condition Coverage for US Visitors

Insurance coverage for preexisting conditions like the one below is quite common. A candid and precise answer is, ‘if the current health insurance in traveler’s country of origin not cover for the person’s preexisting conditions during travel overseas, then no company in the world is willing to take the full risk of insuring an already sick person’. “Both my parents have medical issues but would like to travel from UK to US to visit me. They want to take out health insurance in the event anything were to happen but they are worried it won’t be valid due to pre-existing […]

Read more »

New Immigrant Health Insurance Plans

There has been some back and forth regarding new immigrant health insurance plans in the recent weeks. Many of our users have expressed interest in plans that offer 5 years of coverage because it would take them 5 years to get their US citizenship. There are a couple of plans that can offer a full 5 year renewable coverage. Please review the Inbound Immigrant Insurance (a limited benefits plan) and the Bridge Plan Insurance (very similar to the US medicare plans). The Bridge plan is more expensive but it is the closest to the US Medicare plan that is available […]

Read more »

What Are My Health Insurance Options While Working Abroad?

“My company has just transferred me overseas. It’s a great opportunity, but what do I do about healthcare?” That is a question recently posed by a man who was promoted to head his company’s office in a major international city. The answer for him, and many other people living overseas temporarily or long term, is international health insurance International health insurance offers high quality medical care at affordable rates. It can be applied to doctor’s visits, hospitalization, prescriptions, and other medical needs. Poilcyholders will enjoy the peace of mind that comes with knowing their plan will be accepted in countries […]

Read more »

Visitor Insurance Cushions the Effect of Nasty Falls

Sometimes life springs nasty surprises, and visitors health insurance might help cushion the ill effects of the surprises. For some, it may already be too late. Even then, visitor health insurance can save the day. Let us consider an imaginary case of Mr. Nadeem, a retired professional. His long-cherished dream was to visit the United States on a holiday. He and his wife went to the United States, covered under a local vanilla insurance policy in their country of origin. Neither he nor his wife, Aisha, had any pre-existing medical conditions. But fate had other plans in store. After a […]

Read more »

Church Group Health Insurance Offers Low Rates and High Protection

Planning on visiting another country as part of a contingent from your church? As this type of adventure becomes more popular around the world, people are looking for new ways to make these trips more affordable. One solution is to purchase church group health insurance. Many church group expeditions take members to places that may be considered dangerous. This could be for a variety of factors. For instance, members may be visiting a country that is in the middle of political turmoil where violence is an everyday occurrence, or they may be put in danger by substandard water and air […]

Read more »

Comparison-Shopping Tips for Buying International Health Insurance Online

One of the greatest things about the Internet is it has made it easier than ever for anyone to make an educated purchase online by comparison shopping between different products, services, and providers. Even if we know nothing about a product, we can quickly and easily research, review, and make a purchase of nearly any product online. International health insurance is no exception, however there are some tips you should follow to be sure you make the smartest possible decision. First off, make sure you are comparing similar products. If you are looking at two plans and one is drastically […]

Read more »