Tips for Buying Short Term Health Insurance

Short term health insurance, or short term medical insurance, is a type of insurance that protects you from high medical bills and helps you look after your health by being able to afford good quality health care. It is a type of health insurance,  where you pay your premium each month and are then covered for any medical treatment you need. For example, if you break a leg and need x-rays and checkups, the insurance will cover it. If you are hit by a virus your insurance covers you for prescription drugs and doctors office visits. The short term part […]

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How Short Term Health Insurance Helps

There are times in life when you find yourself between medical insurance plans but you always need to be comprehensively covered. Illness and injury don’t wait until you have got your long-term medical insurance sorted out, and you could get into financial trouble if you don’t have any insurance in place. Short term health insurance or short term medical insurance is designed to provide temporary health coverage for a period of between one month and around 36 months. Short term health insurance helps you when you are between jobs – you may have left one job where you had medical […]

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Have Stress Free Yacht Crew Coverage

Do you own a yacht and need some coverage for yourself or your employees just in case the unexpected happens? There are many hazards that are often involved with yachting and you need some insurance coverage just in case the worst happens in the midst of your escapades, be they minor accident or even death. There are many marine insurance schemes available in the market but none offers such precise and specialized coverage for the yachting industry like the yacht crew insurance. This special kind of insurance is tailored for yacht crew that will help them meet medical expenses in […]

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Get Familiar with J1 Student/Scholar Visa Insurance Requirements

As a foreign national student traveling to the United States to attend school, you must buy adequate health insurance coverage so that you can be granted your J1 visa. Your school should be able to provide the information you need so you can find an insurance company that sells the right type of J1 visa health insurance. U.S. immigration laws require that foreign nationals crossing all U.S. borders for the purpose of enrolling in an institute of higher learning show proof that they have purchased a health insurance plan that provides at least the following levels of coverage: medical benefits […]

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Pat on the Back for Expat Insurance

In today’s shrinking world, it is not uncommon to see people moving to a different country for long periods, in the course of their job. These expatriates need to be appropriately covered by a health insurance plan, if their employers are unable to cover them adequately. An expatriate health insurance plan can cover the plan holder abroad as well as in the home country. While long term expat health insurance provides wider coverage including the home country, short term insurance might not cover visits to the home country, and does not include benefits such as preventive care and maternity. One […]

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Say Cheese for Dental Insurance

When Maria Gomez visited the US on a student visa, she had international student medical insurance, but her dental benefits were limited to damage to sound natural teeth. She looked around for a good and affordable USA dental insurance plan, which can come in very handy for those who are beset by frequent dental problems. USA Dental Insurance plans can offer a wide choice of benefits in the form of different plans. For instance, the Secure DentalOne plan offers three plan designs: Basic, Classic and Premier, for different levels of coverage. With the basic plan, you need to pick a […]

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Starting Pangs: Group Health Insurance for Small Businesses

All big establishments typically start small. Often, though, practical questions plague the small business owner: How can I ensure group health insurance coverage for my three employees, without breaking the bank? Will companies actually cover just two or three people as a group? The answer is: yes. Group health insurance plans are of different types. Small businesses can also bring their employees under small business group insurance. While the premium will differ based on the number of employees covered under the group, typically, group insurance can be purchased for a minimum of two or five employees, depending on the plan. […]

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Stay Safe with Student Health Insurance

Enjoy all that student life has to offer with the security of medical back-up – make sure your education isn’t jeopardized and purchase health insurance for college students. Take responsibility for your own health by seeking an insurance plan outside your parent’s coverage. Health insurance for college students is a great option for you when you’re no longer a dependent under your parents’ insurance. Or perhaps your college is outside the region covered by your current insurance. Many students also see the move to college as a chance to find a cheaper insurance deal. If you attend a state-accredited college […]

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Water Safety Tips for Travelers

Everyone needs water, whether we stay at home or vacation in the Sahara. We may take the healthfulness of our water at home for granted. When we travel we’re likely to experience some less than sanitary supplies. Make sure you don’t fall ill after drinking and have to claim on your travel medical insurance – untreated water is a haven for viruses, bacteria and parasites. Buy bottled water, boil water, distil water or purify water before it passes your lips. If you’re travelling for a short time in tourist cities and resorts, bottled water may be most convenient. But the […]

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Life on the Ocean Waves With Added Protection

Marine crew and yacht crew have enviable jobs when you consider the international travel, the exotic destinations and the clear blue seas… But it’s not all sunshine and seaside fun. Crew work hard every day and are sometimes placed in dangerous situations. Crew members – and boat owners – need to consider health and travel insurance plans carefully. Marine crew insurance or yacht crew insurance is essential for life aboard ship. Yacht crew insurance provides short term coverage to cover crew for medical expenses incurred on an ocean trip. This type of coverage is available for 12 months – renewable […]

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