Floridians risk losing health insurance coverage

Due to the health reforms proposed by the government, more than 3,000 individuals in Florida are expected to lose medical insurance coverage every week. The uninsured figures may reach more than 5 lakhs by beginning 2010 as the clock ticks to the end of the year. The cause of this could be the economic crisis which has reduced the spending potential of people coupled with premiums which have skyrocketed to unbelievable highs in the recent past along with the considerable increase in the cost of health care and hospitalization expenses, not to leave aside doctor consultation fees. In just a […]

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Affordable Health Insurance Plans for College Graduates

Reports have been released that around 1 million college alumni have dropped out of insurance coverage from their parent�s health insurance. Since they are generally short of money for heavy investments, they tend to opt for affordable health insurance plans that would provide suitable coverage in case of medical emergencies. Health insurance obtained through employers is generally affordable by fresh graduates. However, during the current economic crisis they find it really difficult to even get a nominal paying job. The unemployment rates of these fresh graduates are high in the current scenario of global economic crisis. Though they are recruited […]

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Expensive living at old age for challenged individuals

One cannot really imagine the living costs required by a challenged person to survive in an expensive place like Los Angels. It can cost much more than the annual income of an average individual if the individual is in put under in-home care services. In addition, the expenses incurred for long-term care along with other basic needs like accommodation and food would result in higher cost which may not be easily affordable by a normal working class family. Since the average life span of an individual has increased, any country’s most vulnerable citizens are its seniors especially if they are […]

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Government-run health care concerns

As major overhauling of health reforms is going on, we take a look at the scenario of health care run by the government. For generations, European government has taken good care not only of citizens but also immigrants. Emergency care and free treatment in case of medical emergencies can be availed both by citizens and also non-residents. Some of the best hospitals have been found in Europe and the country has been immensely successful in fighting widespread problems like heart disease and obesity. But the European system has its own pitfalls. The public health care systems are used like a […]

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Long Term Health Care Plans

Reports have been released that the Americans can purchase long term health care insurance from the government for about $65 a month. In the long run, this health plan is expected to be highly beneficial for those disabled people to pay for the services where they require support by remaining in their own homes instead of shifting to nursing homes for assistance. Individuals can enroll into this long term medical insurance plan for best benefits from their early working years and start paying nominal premiums. Once they continue to pay premiums for 5 years continuously, they can avail health care […]

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Medicare Prescription Drug Plan Revisions

The Medicare Part D plans have changed the documentation regarding the updated cost and coverage of prescription drugs. There are significant changes in the policies and benefits as compared to the year 2006. Medicare Advantage drug plans still continue to offer coverage for some of the drugs under few brands. This limited coverage puts the enrollees to pay substantial costs from their own pockets and hence, many of them have resorted to changing their drugs. Medicare drug plans have a huge number of enrollees. While 17.5 million are registered for stand-alone prescription, 9 million are registered with Medicare Advantage drug […]

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Canadian healthcare system – a hot topic in health care reform

The Canadian healthcare system was a major topic of discussion in the past weeks when the massive reforms in health care were discussed. President Barack Obama expects the legislation for the health reform by the month of October this year as the House of Representatives hope to finally vote on their plans for health reform by the end of the current month. Discussions have been on to bring up a health insurance plan from the government which competes aggressively with private insurance policies currently offered for medical insurance. If the health reform plan becomes successful, it is estimated that about […]

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Medigap insurance policy are very satisfactory to the policyholders

According to a national survey report released by AHIP (America’s Health Insurance) and BCBSA (Blue Cross Blue Shield Association), the people who have purchased Medigap policies are satisfied with the coverage benefits provided by the plan. Seniors find it worth the value of their hard earned money as the policy covers medical emergencies that are too expensive. 88% of the Medigap policyholders have mentioned that they are satisfied with the services whereas 62% have reported that they are very satisfied. In addition, 87% of the people mentioned that they would recommend these policies to their relatives or friends. About 10 […]

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American Doctors requested to cooperate for US Health Reform

The US President, Barack Obama, addressed the delegates of the American Medical Association (AMA) during the 158th meeting which was held in Chicago. He envisioned a medical system which would encompass the best practises, bring in more transparency to the costing structure and provide incentives for excellent service and performance. The Congress wants to take steps towards reforming the healthcare plans and bring in more options which would help in reducing the costs of the health insurance policies. The doctors may also have to cooperate for this initiative to be successful. The Republicans are sceptical about this proposal as competitive […]

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