Travel Insurance Questions to Ask

Thankfully there is a lot of choice available in travel insurance right now because it helps consumers get a great deal on travel protection. But a great deal doesn’t only mean the cheapest deal you can find. Sometimes cheap travel insurance plans are not the best option. Whenever you travel you need to make sure you are fully covered in terms of how long you will be away, which countries you visit, which activities you take part in, and whether you have any special needs. There are some questions to ask before you can be sure that the travel insurance […]

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Avoid US Diversity Visa Scams

The US Diversity Visa Lottery Program, also commonly known as the “Green Card Lottery” is run every year by the US Department of State. This program lets people from eligible countries enter into a lottery for a green card – the chance to be a lawful permanent resident. If their name is picked, they can apply for permanent residency. The Diversity Visa Lottery Program is an attractive prospect for thousands of people who dream of living and working in the US but dishonest people can try to take advantage of applicants. The US Department of State reminds potential applicants that […]

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One in 10 Senior Travelers without Insurance

News recently released from a survey completed by the insurer Staysure reveals that many senior travelers are choosing to travel without insurance. The insurer specializes in travel insurance for the over-50s and says that around 10 percent of senior British travelers is taking a gamble and taking their vacations without adequate travel insurance. A further one in 20 British seniors revealed they had lied in the application about a pre-existing medical condition, or failed to declare a condition in order to keep the cost of premiums down. The reasons seniors give for failing to buy travel insurance or purchasing insurance […]

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Terrorism Travel Advice: Are You Covered or Not?

It can be difficult to understand travel insurance policies sometimes, particularly when it comes to trip cancellation clauses for reasons such as war or terrorism. Unfortunately the world is not always stable and problems can break out all over the globe. What happens if war or terrorism happens to affect the place you are heading to on vacation, or the city where you are having your business meetings? The first thing to do is read the wording of your policy closely. All policies are different but there are broad similarities when it comes to trip cancellation for reasons of war […]

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Does Domestic Health Insurance Cover Me?

When it comes to travel, health insurance is probably the most confusing consideration you have to make. You probably realize that your home contents insurance doesn’t cover your belongings when you are abroad, and that you don’t already have trip cancellation insurance included in your domestic insurance packages. But does your health insurance plan cover you when you travel overseas? It is important to make sure you understand what your coverage extends to when traveling or you may find you are traveling without adequate insurance protection. If you are a US citizen and have a US health insurance plan, your […]

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Liquids Rule on Flights

Since the terrorist incidents that changed the face of air travel, passengers have had to comply with a range of different restrictions. But these restrictions have not remained the same over time, although many people are unclear exactly how they are affected. For example, you can now bring liquids, aerosols and gels onboard an aircraft – these items are not banned completely. But your cosmetics, toiletries, medications and foods are subject to certain rules. How much liquid can you take on a flight? What restrictions are there on carrying gels and liquids onboard? The regulations on liquids according to the […]

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Expatriate Health Insurance Explained

With a large number of different insurance plans on offer today it can be difficult to know which one is right for you. Some plans you may not have heard of before but can offer significant benefits for travel and overseas living. For example, expatriate insurance comes with many advantages for people who are living abroad. Find out more about expatriate insurance below. Expatriate insurance, as the name suggests, is for expats – people who are living for extended periods of time outside their home country. They may have moved for work, or their spouse’s work, for study or to […]

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J1 and J2 Visa Coverage

Do you know about insurance coverage especially for J1 and J2 visa holders? J1 and J2 visa holders are required to have full insurance coverage for the time they are in the United States, as specified on their visas. It is important to fulfill the requirement for insurance and find the correct coverage at the right price. Why is it important for J1 and J2 visa holders to also hold insurance? One reason is that the government stipulates that visa holders must be insured, in order to comply with the program. If someone holding a J1 visa deliberately fails to […]

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Overview of Ski Season Success

Ski resorts often have a difficult time making money when unpredictable snowfall and dwindling visitors bring a rough season. Thankfully for the ski travel industry this season has been better than previous. Storms in late December bringing snow to many North American resorts has helped make up for last year’s poor snowfall, and the amount of snow this year has encouraged more people to book at the last minute for this year. The picture didn’t look too encouraging, with advance reservations at resorts across the US and Canada down for December on the previous year. Many people were hedging their […]

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Tips for Buying Short Term Health Insurance

Short term health insurance, or short term medical insurance, is a type of insurance that protects you from high medical bills and helps you look after your health by being able to afford good quality health care. It is a type of health insurance,  where you pay your premium each month and are then covered for any medical treatment you need. For example, if you break a leg and need x-rays and checkups, the insurance will cover it. If you are hit by a virus your insurance covers you for prescription drugs and doctors office visits. The short term part […]

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