When Peter Davidovic entered the United States to visit the country, he didn’t think about getting any visitor medical insurance. He was in the prime of life, and had traveled widely before. There was no way he would get ill, he figured.

Peter’s trip was only for a week, and he thought he might be able to get back home on time even if he did fall ill, by some chance. He only purchased accidental death and dismemberment coverage. It’s not that Peter fell ill; it’s just that he was on the receiving end of a particularly gruesome accident. Since he didn’t lose his limbs, his ADD benefits didn’t kick in.

When he was taken to the hospital, he was unconscious. When he finally got his medical bills, he was shocked. Plus, he had overstayed at the hospital, and had to postpone his trip because of the injury. Those tickets were non-refundable too, and so were his hotel reservations at the other cities he was planning to visit.

All told, Peter rued the day he decided against purchasing visitor health insurance. With costs as low as $2 a day, and a range of options to suit every need and budget, visitors’ insurance provides the perfect coverage for unexpected medical costs.