Europe Travel Insurance Made Easy

Most countries do not require a tourist to have visitors medical insurance and so, the question of whether to purchase it does not arise. However, some countries in Europe require a visitor to have Europe travel insurance. Some of these countries specify the minimum coverage that is acceptable. France, Germany, and Italy all require a tourist to show evidence of some insurance cover before issuing a valid visa. For insurance, to visit France, a tourist will need to furnish evidence of repatriation insurance. However, U.S. nationals are exempt from a visa for stays less than 90 days. Typically, to visit […]

Read more »

Au Pair Insurance: To Care for the Caregiver

For families with young children, where there is no parent available around the clock for care, hiring an au pair is a great idea. Au pairs are governed by U.S. law, and au pairs are required to have au pair insurance that satisfies certain criteria. Other than that, all au pairs typically need are a good family as a host, and of course, a stipend. One of the common misconceptions about au pairing is that they are simply foreign nannies. Au pairs are generally not professional caregivers. They are typically young students who want to live in and experience another […]

Read more »

One Strike Not Out for Senior Visitors Insurance

When many US visitors who are seniors are asked about visitors insurance, their worry is simply that pre-existing conditions are generally not covered. However, there are a few things to consider before rejecting the idea totally. First, there are a few plans that offer limited coverage for pre-existing conditions. For example, there are plans that offer $5,000 for hospitalization resulting from heart attacks or strokes. Another plan provides US citizens traveling outside their country coverage of upto $15,000 for the sudden occurrence of a pre-existing condition. And then, there is the question of how each plan defines visitors insurance pre-existing […]

Read more »

Signing on to International Student Insurance

International student health insurance is a much-debated topic. While it is important to be insured against the fallout of illnesses for a student, it is also the time for scrimping, and students are loath to spend money on health insurance, which they might see as an unnecessary expense. This is especially true of international students, whose finances suddenly seem to shrink due to the vagaries of currency exchange. Add to this the confusion and adjustment issues in a new country, and it is indeed a stressful time for the international student. Most of them just sign up for the college-sponsored […]

Read more »