One of the most often-asked questions by visitors to the United States is: Why do I even need visitor health insurance, if the plan will no cover pre-existing conditions? The only coverage I really need is for my hypertension, isn’t it?
Actually, coverage is needed for more than just pre-existing conditions. As a matter of fact, pre-existing conditions are probably better managed by the plan holder, since they have been detected. It is the sudden illnesses and injuries that really need to be ... Read More 
Why Do U.S. Visitors Need Insurance?
May 28, 2010 by Leave a Comment
Passenger Confidence Soars with Flight Insurance
May 26, 2010 by Leave a Comment
The news of the accident involving an international flight to India has once again made passengers wary of air travel, and spiked the purchase of flight accident insurance plans. While the reasons for the crash are still unclear and the families of the victims are coming to terms with the loss, questions are being raised about how safe air travel really is. More people are looking to purchase flight insurance to calm their nerves about air travel.
Flight insurance usually comes in two types: ... Read More
OPT Insurance Best Option for Safe Training Period
May 21, 2010 by Leave a Comment
If you’re an international student looking at graduating and enjoying your Optional Practical Training period, remember that to enjoy life on OPT, you need to ensure your peace of mind by purchasing adequate OPT health insurance.
Once you graduate, you will not be a full-time student and your health insurance will also likely expire. That is in case you purchased international student health insurance through your college or university. If you purchased student health insurance from outside, ... Read More
Pack Your Visitor Insurance Before Travel
May 19, 2010 by Leave a Comment
Flights from different parts of the world are full of vacationers this time of the year. Baggage is packed with homemade delicacies and other “authentic” stuff from home, as international travelers travel around the world, often visiting relatives abroad. One thing many people fail to pack is visitors health insurance.
This is a popular season for traveling to the U.S. from India. Many visitors travel around the country, but fail to realize that a single medical incident can wipe out their ... Read More
Navigating Choppy Waters Made Easy with Marine Crew Insurance
May 14, 2010 by Leave a Comment
While navigating the seas can be an easy task for mariners, navigating the world of marine crew insurance may not! With a plethora of plans available, crews of marine vessels are often at a loss to choose the right plan.
The first stop for any mariner must be their employer—most employers offer some kind of health insurance, although coverage may be woefully inadequate. Remember that yacht crew insurance needs to be valid throughout the world, in most cases.
International Medical Group ... Read More
OPT Insurance and Graduation: Time for Rejoicing, Reminiscing, and Reality
May 6, 2010 by Leave a Comment
With students all over the country planning for their big graduation day, OPT health insurance is understandably not the top priority for most students. There is a festive and nostalgic atmosphere on most campuses and for international students, the feelings may be even more intense. After all, they are now entering the big bad world out there.
It is important for international students to understand that after graduation, international student health insurance will become invalid. The ... Read More
Nanny Insurance 101: What to Look for
May 5, 2010 by Leave a Comment
Hiring a nanny may require more costs than merely the cost of the premium—nanny health insurance is often part of the compensation package offered. There are usually two types of nanny insurance offered: long-term health insurance plans and short-term health insurance plans.
Long-term insurance plans offer permanent coverage and also cover the nanny if he/she is affected by an illness such as diabetes or heart disease. This type of insurance is typically offered to nannies who plan to be ... Read More
