The rates of international travel and travel insurance are dropping due to the economy, but those with wanderlust have a bonanza in the form of the Schengen visa. The Schengen visa, or Europe travel insurance, has made travel across most of Europe easier and simpler, covering 25 countries in the European region.
Remember, however, that not all European countries are part of the Schengen agreement to require a common visa. The United Kingdom, for example, has chosen not to participate in it, ... Read More 
Visiting Europe on a Schengen Visa-I: Valid Countries
Nov 30, 2009 by Leave a Comment
Esoteric Insurance: All That Existed Earlier Is Not Pre-Existing
Nov 27, 2009 by Leave a Comment
A pre-existing condition does not always mean lack of coverage when you purchase a short-term health insurance plan. Typically, in a short-term plan such as visitors� health insurance, the look-back period determines the coverage that pre-existing conditions are eligible for.
Each U.S. state has laws that restrict the look-back period that insurance companies can mandate. So, if you had an episode of hypertension six years ago, when your daughter pierced her navel, and no symptom or episode ... Read More
The Long Arm of Short-Term Insurance
Nov 26, 2009 by Leave a Comment
The list of beneficiaries of short-term health insurance plans is quite long! Short-term insurance is not meant for travel; it can be used by people in different situations in life. The typical characteristics of a short-term insurance plan are the exclusion of maternity, eye, dental, and routine medical care. When options and benefits are added to the basic short-term insurance plan, its different avatars result.
When trip benefits are added to the bare bones short-term plan, the resulting ... Read More
Nanny, Nanny, Which Insurance Should I Choose?
Nov 25, 2009 by Leave a Comment
You have identified the perfect nanny�comparable to Maria of the Sound of Music, you think�when she asks you about nanny health insurance. Will she be getting any? It can seem like a logical question, and something you need to be prepared for.
First things first: It is better to include health insurance as part of the benefits package of a nanny. Financial trouble when medical issues strike can be a disaster for you and the nanny. Also, remember that you can get some tax credit for money ... Read More
Spellbound: Unraveling the Mysteries of Insurance
Nov 24, 2009 by Leave a Comment
If you hear terms related to visitors health insurance policies and they sound like �Expelliarmus� you�ve come to the right post! Insurance terms are really not as bad as the Harry Potter spell that disarms opponents with a jet of light! Let�s look at some common terms that are related to checks that you will probably write.
The main involved in any insurance policy is the premium. Premiums refer to periodical amounts paid to purchase the insurance policy. Premiums vary according to the ... Read More
With the Wind in Your Sails and Insurance by Your Side!
Nov 23, 2009 by Leave a Comment
A trip to the Galapagos Islands for a chat with giant tortoises or a dinner with sea lions�does this sound like the adventure of a lifetime? For a mariner, this may just be another day at work; so you can imagine their need for comprehensive marine crew insurance!
A domestic insurance policy has geographical and time limitations. What a mariner really needs is seamless coverage�24/7, throughout the year, whether on board the vessel, on vacation, off-duty, or ashore at port. A comprehensive ... Read More
Extreme Activities Cry Out for Evacuation Insurance
Nov 20, 2009 by Leave a Comment
Extreme sports can test your physical and mental endurance, and to ensure that exhaustion does not turn into tragedy, medical evacuation insurance is a must. One great example of an endurance race is the Marathon Des Sables, a 6-day, 151-mile race across the Sahara Desert. Participants battle extreme conditions to complete the marathon in aid of a non-profit trust in aid of Africa.
One essential feature of the race is the insurance that is provided to all entrants of the race. Benefits usually ... Read More
Insurance for Need But Not for Greed
Nov 19, 2009 by Leave a Comment
David Beckham might be blessed with the best celebrity flat abs, but most ordinary mortals spend their entire lifetimes just trying to get into shape. Now, you might ask, what does U.S. health insurance have to do with reducing weight?
The silent epidemic taking over the United States is obesity. One in three Americans can be classified obese and the figures are expected to increase unless we drastically alter our lifestyles and diet. In this vein, it is common for people to seek treatment for ... Read More
Expat Insurance Irons Out Worry Creases
Nov 18, 2009 by Leave a Comment
Living abroad on expatriation carries different risks compared to traveling abroad on a short trip. Expatriate health insurance provides benefit for a longer term as compared to short term policies, which normally cover only up to three years. Living in a foreign country poses several challenges affecting ones health like change in food and water and different clmate.
Let�s say George was transferred to the African Republic of Cameroon by his company for 5 years. His wife Susan was pregnant. ... Read More
The Insurance Plan of a Hollywood Movie
Nov 17, 2009 by Leave a Comment
A few days ago, I saw a wonderful movie on television, and the one thing I couldn�t help thinking was: I hope the protagonists had worldwide travel insurance, especially one that included trip cancellation insurance. The movie was �The Bucket List� starring Jack Nicholson and Morgan Freeman.
In the film, the two terminally ill men, who befriend each other at a hospital, decide to embark on a journey around the world to fulfil a wish list, called the �Bucket List.� They encounter many ... Read More
