Plan Multiple Trips, Buy Single Insurance Plan

Whether you’re someone who travels abroad a lot due to business, or just wanderlust, purchasing a travel insurance policy for each of your trips may be very cumbersome. In such a situation, consider purchasing annual travel insurance, also called annual multi-trip insurance. This multi-trip insurance plan is usually valid for a fixed number of days per year, and the insured is covered when traveling as long as the maximum number of days have not been reached. For example, if you take multi-trip travel insurance for 90 days, the maximum number of days you are covered abroad is 90 days. Most […]

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Greening Up Your Travel Insurance

A new trend that is sweeping the international travel industry is green insurance. What it means is a small addition to the price of the travel insurance policy. That money will be used to offset the carbon footprint of your travel. The money usually goes to an organization or people who are working toward reducing carbon emissions. Green travel insurance does not insure anything in the real sense of the term. It is a fixed cost added to the cost of your travel insurance policy. Several companies offer green insurance options, but its actual efficacy and logic are questioned by […]

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Insurance is All About the UCR, You See!

Every insurance policy�be it travel medical insurance, sports insurance, car insurance, or visitor health insurance�has a clause on UC&R fees, which stands for usual, customary, and reasonable fees. The policy usually covers charges that fall under established UCR limits. What are these fees? These fees are set by insurance companies. In the context of travel medical insurance, for example, usual fee refers to the fees charged by a doctor for the specific treatment. The customary fee, as the name implies, is the fee determined by the international health insurance plan administrator, and fixes the maximum allowable benefit for that treatment. […]

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Choosing the Right Insurance Company: Some Pointers

With so many insurance companies offering visitor medical insurance to the United States, and all of them at attractive prices, which one should you choose? What are some of the criteria to look for when choosing a policy? One of the things you want to check is whether the policy offers cashless settlement in the United States. That is, if the visitor falls ill and visits a hospital, will the insurance card be sufficient, except for excluded costs? With so many American companies offering visitor health insurance and medical insurance, it makes sense to go for a company that does […]

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Lessons from Samoa: No Travel Without Insurance

It’s something that wrenches the heart the news of a tsunami hitting the coast of Samoa and American Samoa, taking with it the lives of 176 people, and counting. Once again, a leading beach destination has been pounded and torn to shards. For those who suffered injuries, one hopes their international travel medical insurance will cover the costs of their treatment. As in the tsunami of 2004, tourists may also suffer from post traumatic stress disorder. Some international travel insurance policies cover PTSD,if you’re traveling to a beach destination in the Pacific, check out such coverage. Samoa‘s economy depends so […]

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When These Are Insured, Shouldn’t Your Trip Be Too?

The concept of insurance was initially applied to goods traversing long distances, so ships and their goods were the first to be insured. However, the concept soon caught on to include anything that was deemed valuable. Your health obviously is an example, which is why it makes sense to take out visitor medical insurance. If you look at any event that can cause a loss, there’s probably an insurance policy to cover it. Consider these weird policies if these can merit insurance, you must sign up for visitor health insurance! A London-based insurance brokerage firm has several people looking to […]

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Student Health Insurance Need Not Recede with Economy

The current economic scenario is making everyone think twice about every dollar they spend. Students, especially, have a tougher time taking bold decisions. For one, the job scenario is so fluid that an offer letter is no guarantee anymore. In the melee, it’s important that their student health insurance is not lost. Graduates who have no job or dependable insurance need not add to the nearly 15% of the population who are uninsured. There are affordable basic short-term health insurance plans that can help tide the graduate over until he/she can get full coverage. First, check with your current insurance […]

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