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| Visit USA
Health Care Insurance |
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Visit USA Insurance is ideal for tourists
and visitors to the U.S. Visit USA Insurance provides
insurance coverage for Accident/Sickness Medical,
Emergency Medical Evacuation and Assistance coverage
in the United States. VisitUSA offers optional high
limit Accidental Death & Dismemberment coverage.
| Policy Maximum
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Plan A $50,000 per
injury or sickness, Plan B $100,000 per injury
or sickness. For applicants over age 80 the
benefit amount is reduced to $10,000. |
| Deductible
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3 deductible choices of $250, $500,
and $1000 Per Policy Period. |
| Co-insurance |
After the deductible is met, the
plan pays 80% of eligible medical expenses per
incident up to $5000, then 100% up to the policy
maximum. |
| Coverage Options |
Coverage is available for individuals
and their families. Optional coverage can be
purchased for Additional Accidental Death benefits.
Hazardous Activity coverage can be added to
cover activities like scuba diving, sky diving,
surfing and others. |
| Plan Life
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Visit USA healthcare plan can be
purchased for a minimum of 15 days and a maximum
of 12 months. The plan cannot be renewed after
initial purchase. |
| Underwriter |
Visit USA Insurance is underwritten
by The Insurance Company of the State of Pennsylvania,
Philadelphia,member of American International
Group (AIG) of companies. |
| Claims Administrator
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Visit USA Insurance is administrated
by Travel Insurance Services. |
Eligibility:
Coverage is available to international
visitors coming to the US for business, pleasure or
to study and to new immigrants to the US. The Visit
USA medical insurance is also suitable for J1/J2 Exchange
visa visitors to the US. Coverage is available as
soon as you depart from your home country. Although
the Visit USA Medical insurance plan is not renewable
after initial purchase, it can be rewritten for succeeding
or subsequent coverage period.
Plan Benefits:
Visit USA medical insurance offers a broad range of
benefits including:
- In-patient hospitalization, surgery, medical diagnostic
expenses per Illness/Incident (up to policy maximum)
- Out-patient doctor office expenses per Illness/Incident
(up to policy maximum)
- Prescription Drugs (up to policy maximum)
- Emergency Evacuation (up to policy maximum)
- Return of Mortal Remains or Repatriation (up to
$10,000 for Plan A, $20,000 for Plan B)
- Accidental Death & Dismemberment (up to Policy
Maximum)
- Incidental Travel to Mexico, Canada for up to
14 days (included in the coverage)
- Emergency Travellers Assistance (Included in coverage)
Remarks:
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PPO Network :
Visit USA Insurance uses the Multi
Plan PPO network.
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Renewal: The
plan cannot be renewed or extended. However, the
plan can be re-purchased for a fresh period of coverage.
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Cancellation: A
refund of premium less a $20 cancellation fee is
possible if a written request is provided prior
to the start of the plan. No refunds are available
after the start of the plan. Benefits are available
per incident/illness.
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Visit USA offers optional high limit Accidental
Death & Dismemberment coverage. Hazardous Activities
like wind surfing, skiing, scuba diving can be covered
by purchasing the optional Hazardous Activity coverage.
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